Underwriter Position Full Time Insurance
taylormorrison
As an Underwriter II working for Taylor Morrison you will be responsible for the thorough review of in-house loans and pre-submission reviews of externally underwritten loans and ensuring that all loans are underwritten according to agency and investor guidelines. Promotes excellent customer service and related activities, and works with Management, Loan Consultants, Client Coordinators and Closers.
Responsible for determining and issuing the credit decision of FHA and conventional, conforming, high balance and super-conforming mortgage loan applications (up to a maximum loan amount of $424,100 or regional conforming loan amounts for conventional loans and FHA loan limits as published) according to agency and lender guidelines
Assess the borrower(s) ability to repay, including validation of the borrower(s) employment, income, credit, assets and collateral as well as clearing any applicable underwriting conditions
Provides high quality customer service, including underwriting to the companies service level expectations
Customer Focused
Bachelor's degree and a minimum of 2 years underwriting experience
Automated underwriting software required
Must be proficient in reviewing and analyzing all levels of individual and business income tax returns
This position is considered a non-exempt position for purposes of wage-hour law, which means that you will be required to keep a time record and will be eligible for overtime pay.
Report to Division/Corporate Office/Community daily and adhere to schedule
Ability to access, input, and retrieve information from a computer and/or electronic device
Ability to have face to face conversations with customers, co-workers and higher level manager
Comply with company policies and procedure
Taylor Morrison experience and/or successful completion of training program may override required education and/or experience requirement.
Benefits of Working With Taylor Morrison We are looking for dedicated professionals that share our values of putting the customer - and their needs - first. In addition to a great team atmosphere, career development and advancement opportunities, we offer full-time employees an extensive benefits package, to include:
Health Care - Medical/Dental/Vision/Prescription Drug Coverage
Flexible Spending Accounts
Disability Programs
Employee & Dependent Life Insurance
Vacation & Company Holidays
Tuition Reimbursement
Home Mortgage Program
Employee Assistance Program (EAP)
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