Commercial Lender - Banking

ConnectOne Bank proves that putting people first is a better way to do business. At ConnectOne, were builders of businesses, communities, and equity. Most importantly, were building opportunities. ConnectOne is a growth organization by design; Founded in 2005 by an entrepreneur, we have grown into a high-performing commercial bank, inspiring a new model for our industrys future. By embracing technology and all the ways it can help us become a world-class service organization, we support small business owners by fueling their mission.
It is at the foundation of everything we do and the decisions we make. ConnectOne Bank is an Equal Housing and Equal Opportunity Lender, and a member of the Federal Deposit Insurance Corporation.
The Commercial Loan Officer (CLO) is responsible for developing new business, broadening existing relationships, underwriting, structuring, closing of commercial loans, as well as maintaining and managing an existing portfolio.
The Commercial Loan Officer represents the bank in the local community through active participation in community affairs and participates in marketing all of the Banks products and services.
Support the Banks People First focus and rules of engagementmaintaining a professional demeanor, working as an active member of the CNOB team, providing all clients excellent service, always striving to make CNOB A Better Place to Be.
Source, develop and underwrite new loans, interim and permanent mortgages and lines of credit for new and existing clients, including collecting and analyzing information regarding the clients income, assets, investments and/or debts.
Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling of all bank products and services; advising clients regarding the advantages and disadvantages of different financial products.
Negotiate terms, structure loan financing based on risk analysis and present credits for approval to appropriate levels of authority with the bank as required.
Ensure all activities, transactions and records are in compliance with operational, security and control procedures of the Bank, preventing fraud and protecting customer assets.
Knowledge of relevant Federal and State banking regulations.
Credit training.
Thorough knowledge of procedures and policies with respect to loan transactions.
Familiarity with Bank security and safety practices.
Strong understanding of commercial loan documentation.
Thorough understanding of federal banking compliance and requirements.
Bonus Points For:

Working knowledge of Google apps and products.
Working knowledge of the nCino loan processing platform.
Bachelors degree preferred, commensurate on-the-job experience is acceptable.
World class health, vision, and dental benefits on day one

• Hybrid work from home (depending on role)
• Employee appreciation events (team building, softball games, food truck days, etc..)
• Employee assistance programs (EAP)
• Tuition reimbursement
• CNOB Community Service Events

.ConnectOne Bank is an equal opportunity employer and does not discriminate with respect to any term, condition or privilege of employment based on race, color, religion, sex, sexual orientation, gender identity or expression, age, disability, military or veteran status, marital status, or status of an individual in any group or class protected by applicable federal, state, or local law.
ConnectOne Bank also provides reasonable accommodations for qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local laws. If an accommodation is needed to participate in the job application or interview process, please contact Talent Acquisition.