Mortgage Originator, Full Time

Mortgage Loan Originator
Job Category: Mortgage Banking Requisition Number: MORTG001138
Posted: May 8, 2026
Full-Time
On-site
Syracuse, NY 13204, USA
Job Details
Salary: 100% Commission
Annual Salary $33,280 is representative of a draw and the position is 100% Commission
Primary Responsibility:
The Mortgage Loan Originator (MLO) is responsible to proactively solicit new residential mortgage business and sell GRB mortgage products to meet established loan quality and production goals while delivering the GRB Experience to our clients. The MLO works with customers to take mortgage applications, initiates processing and preliminary underwriting, in order to complete mortgage applications and to assure timely closings.
Essential Functions:

Responsible to continually identify, develop and maintain a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other GRB business channels.
Meet with prospective loan applicants to evaluate home financing needs, explain the available financing options and provide assistance to the customer.
Performs and documents complete interview with applicants while obtaining and providing all required documentation as applicable to sales process.
Enter all application information into the underwriting system.
Ascertain that pricing deals and rate quotes are in accordance with the GRB compliance program.
Prequalify and prepare closing estimates.
Provide excellent customer service involving residential real estate loan processing.
Accurately document borrower's credit file.
Assure proper maintenance of information in Credit and Legal Documentation Files.
Follow loans from application to closing; follow up on appraisal and underwriting conditions.
Regularly provide updates to borrower, attorneys, and realtors involved in the transaction.
Cross sell Bank products, or refer to a Relationship Manager when appropriate.
Establishes and/or maintains customer Media Center database files.
Keep up to date on Bank Policies, Laws and Regulations that govern residential mortgage lending.
Education and Experience:

• Associate's degree (or equivalent experience) required; Bachelor's degree in business related discipline highly preferred.
• 3+ years of mortgage origination and/or processing experience required.
• Must have or be able to obtain a National Mortgage Licensing System (NMLS) number and remain active with the S.A.F.E Act registration throughout the duration of employment (with GRB assistance).
• Extensive experience in retail mortgage loan origination with thorough knowledge of underwriting criteria in conventional and government residential programs.

Provide a remarkable client experience. Greet clients with warmth, genuine interest and a smile.
Lead by example. Identify current or potential problems, take ownership and see them through to resolution.
Act as a unified team. Possess strong interpersonal skills including the ability to proactively communicate with and help others, within and across departments.
Ability to work independently. Seek and incorporate feedback on your performance from management, coworkers and clients.
Demonstrated PC literacy.
Strong attention to detail and organizational skills.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to use hands or fingers, handle, or feel and reach with hands and arms. The employee frequently is required to stand, sit, climb or balance, and talk or hear. The employee regularly is required to walk and stoop, kneel, crouch, crawl, and climb stairs. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.
Work Environment:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The work environment is indoor and climate controlled. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Genesee Regional Bank is an equal opportunity organization. We recruit, employ, train, compensate, and promote without regard to race, religion, color, national origin, age, sex, disability, veteran status, or any other basis protected by applicable federal, state, or local law.
This job description is subject to change at any time.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.