Credit Banker

Universal Banker II
This position is responsible for performing routine branch operations and building long-term customer relationships by providing complete, efficient customer service. Assists with account maintenance functions and works closely as a team to ensure the bank maintains a high level of customer satisfaction. The Universal Banker II position responsibilities include teller operations, opening deposit accounts.
Main Duties Of The Job

Promptly and accurately handles lobby, drive-thru, night deposit, or bank-by-mail customer transactions, according to Home Bank's policies and procedures
Cash handling, including but not limited to, counting, verifying, and packaging of coins and currency, daily balancing of cash drawer, assisting with ATM balancing and replenishment
Assists with daily vault duties, as needed, and may operate as vault custodian
Process daily teller work ensuring debits and credits balance in accordance with established policies and guidelines
Provide comprehensive, prompt, and efficient customer service in all transactions per policy and procedure
Engage in conversations with customers to build relationships, determine financial needs and make recommendations
Contribute to banking center success by achieving assigned branch and line of business referral goals
Maintains a working knowledge of deposit and lending products and services offered by the bank with the ability to utilize systems in place for opening deposit accounts, performing maintenance, and enrolling customers in various services
Clear and effective verbal, written and interpersonal communication skills, with the ability to carry out instructions and speak clearly to customers and employees
Be self-directed/motivated with the ability to work independently or as part of a team with little to no direct supervision
Operate as a mentor for newly hired/promoted team members in support of our Home Bank values
Use good judgment, remain aware of potential fraud, and be discreet with confidential information
Maintain a neat workstation and ensure that needed supplies are on hand and organized to present a professional environment
Perform other duties as required or assigned by leadership
What You Will Need To Succeed

• High School diploma or equivalent
• 1 years of general cash handling, sales & customer service experience
• 1 years of previous banking experience strongly encouraged
• Good analytical and problem-solving skills including ability to diagnose, resolve or escalate a critical situation
• Ability to work expected Banking Center hours of operation, including Saturday (based on market and location). Travel may be required.
• Strong knowledge of daily branch, vault, and ATM operations