Realtors/Mortgage Professionals

Mortgage Loan Officer

At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.

Completes mortgage applications for submission to the loan processing and underwriting departments

Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history

Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation

Structures loan to comply with acceptable lending practices and Federal regulations

Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact

Answers customer calls and walk-in customers to discuss various loan products and qualification information

Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business

Cross-sells other bank products and services

Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations

May participate in networking through professional, business and community organizations and activities to promote and market loan products

This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

Actual compensation will vary based on associate's location, performance, and production.

This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). High School Diploma or GED

One (1) year of mortgage lending experience with proven mortgage production

Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners

Bachelor's degree

Prior Mortgage Loan Officer experience

Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.

Proficient in Microsoft Office products

Mortgage Loan Officers with a recent minimum of 1M per month average proven production volume

Current mortgage origination experience

Full time

Employees have the potential to earn commission based on performance against defined metrics and goals.

Full time

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Medical, Dental and Vision Benefits

• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Employee Assistance Program
• Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting.