Full Time Loan Processor I

Since its inception in 1973, the shareholders and management of NBT Financial Bank (NBT) have maintained the same long term vision for the bank. We are a locally owned, independent, community bank that intends on providing prompt, courteous service to our customers, and looks to establish long term relationships with those we serve.

We not only strive to meet the banking needs of those we serve, but through our staffs involvement with city governments, schools, non-profit organizations and service organizations, we also work to improve the communities we serve.

Reports to: Loan Operations Officer

The Loan Processor will be responsible for preparing Onboard loan documents for commercial and consumer loans and ordering real estate loan documents from NBT’s attorney; participating in morning review of new/renewed loans; 10-15 years experience processing all types of loans and assisting Loan Operations Manager as backup

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Prepare loan documents using Onboard platform

Order commercial real estate loan documents through bank attorney

Fund and upload new and renewed loans to bank system (JHA Xperience)

Handle email requests from branches, including but not limited to change in terms, draws, maintenance requests, payment reversals, trust receipts

Process payment by phone

Be a participant in morning loan (NLR) review team

Order real-estate appraisals according to NBT policy and procedures

Updating exception tracking and notifying loan officer

Scan hard copy documents to Synergy Capture

Complete verifications of deposit and other customer inquiries

This position routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets.

Must be able to work with confidential information.

Ability to speak read and write in English clearly enough to communicate and interact with customers and bank staff.

Must be flexible to deal with conflicting demands on time by customers, officers and employees, daily work, and telephone calls.

one who is willing to help others, both within the department and in other departments.

Ability to see how a given function affects and fits into the overall objectives of the bank.

Must be willing to work overtime when management deems necessary.

The employee will frequently move about inside the office setting to access office equipment, file cabinets, etc.

The employee will frequently communicate and interact with bank staff and customers and must be able to exchange accurate information.

The employee will occasionally be required to move bank/office equipment weighing up to 50 pounds across premises.

This is a full-time position.

High school diploma or equivalent.

Previous loan operations experience

Experience with Microsoft Office

Working knowledge of Onboard software.

Working knowledge of Jack Henry & Associates Xperience software.

All qualified applicants will receive consideration for employment and will not be discriminated against on the basis of race, color, religion, sex (including pregnancy) age, national origin, disability, genetic information, protected veteran status, or protective hairstyle and any other characteristic protected by federal, state or local laws.

A disabled individual requiring reasonable accommodation shall not be denied the opportunity due to a disability. The applicant should contact Human Resources if reasonable accommodation is required during the application process at View phone number on click.appcast.io).

NBT will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state, and Federal law, including Section 19 of the Federal Deposit Insurance Act.

NBT Financial Bank is an equal opportunity/disability/protected veteran status employer

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