Financial Management & Comptroller

This is a hybrid role that requires 4 days/week in New York City office (Financial District)

The structural conflict at the centre of correspondent banking is not technological. Banks earn revenue from their balance sheets: they lend deposits, capture FX spreads, and hold funds as long as it is rational to do so. An institution designed to lend has a structural incentive to hold deposits; The result is unpredictable settlement, trapped capital, and a correspondent network shrinking by design.

The model has been operational since 2023 and grew 55x in 2025, with USD clearing now the majority of volumes alongside a growing treasury offering. S. national trust bank charter. The people we hire now will build the clearing and treasury infrastructure it unlocks.

Lorum has never had a Financial Controller, and this person will design, build, and own the company's accounting function from the ground up, not inherit a system, build one.

Reporting to the CFO, you'll be responsible for the accuracy and integrity of Lorum's books, the design of internal controls and financial processes across multiple legal entities and jurisdictions, and financial reporting that will stand up to scrutiny from auditors, regulators, and bank charter/license examiners as Lorum pursues approvals across the US, Europe, Singapore, and the UAE.

This role suits someone who wants to build rather than maintain: someone comfortable operating without existing playbooks, standing up new entities and charts of accounts as new licenses are obtained, and partnering closely with legal, compliance, and regulatory affairs on license and charter applications.

You'll also serve as a key point of contact for external auditors, tax advisors, and regulators and examiners as Lorum's license and charter applications progress, working closely with the CFO and Head of Compliance.

Own the monthly, quarterly, and annual close process, ensuring accurate and timely GAAP financial statements

Build and scale Lorum's accounting infrastructure, including chart of accounts, close checklist, accounting policies, and internal controls (SOX-readiness where applicable), in partnership with the CFO and compliance team

Stand up accounting and reporting for each new legal entity as Lorum obtains banking licenses/charters (US, EU, Singapore, UAE), including local GAAP/IFRS and statutory reporting considerations

Serve as a key point of contact for external auditors, tax advisors, and regulators/examiners, and prepare and review the financial reporting packages required for license and charter applications and ongoing supervision

Manage day-to-day accounting operations, including AP/AR, payroll accounting, cash management and reconciliations, and intercompany transactions across entities, and partner with the finance team on budgeting, cash flow forecasting, and board/investor reporting

Lead the transition to a modern accounting/ERP stack, including our planned move from Xero to NetSuite, and use automation to streamline processes that are largely manual today

Manage and eventually build out an accounting team as Lorum scales, and stay current on evolving accounting standards and regulatory requirements across all jurisdictions where Lorum operates or is seeking licensure

Set up accounting policies and procedures that are understood across the organization

Support the OCC charter process from preliminary approval through to the bank being operational (this may extend into month 6, depending on regulatory timing)

Help navigate additional licensing and regulatory requirements as new markets come online

Begin building out an accounting team

8+ years of progressive accounting experience, including 2 to 3 years in a Controller or similar leadership role; CPA required (or equivalent international qualification, e.g., ACCA/CA)

Experience building or scaling an accounting function at an early-stage or high-growth company, comfortable operating with limited infrastructure and ambiguity

Background in financial services, fintech, payments, or banking; direct experience with bank charter applications, banking licenses, or regulatory financial reporting (e.g., Strong internal-controls and process-design mindset, with experience managing external auditors and tax advisors and preparing for or supporting SOX or similar frameworks and regulatory examinations

Excellent communication skills, comfort with modern accounting/ERP systems, and a hands‑on builder mentality; Bachelor's degree in Accounting, Finance, or a related field required; MBA or Master's in Accounting a plus

Experience with correspondent banking, cross‑border payments, or international money transmission

Experience standing up finance/accounting functions across multiple countries simultaneously

You are not: someone looking to inherit a mature, well‑resourced function and manage it as‑is

Flexible vacation policy

Private Healthcare

Employee stock ownership (ESOP)

Flexible working and autonomy