COMMERCIAL LENDER (Full-Time)

Commercial Processor

Great employees are essential to maintaining the confidence our customers place in us. FGB believes that our employees are our greatest asset as demonstrated in their professionalism and dedication. We encourage open communication and strive to cultivate an environment in which our employees will contribute new ideas and innovations that will help us excel. As we grow, we want YOU to join our team to help fulfill our mission of serving the banking needs in our local communities.

Our full-time employees are eligible for amazing benefits including medical, dental, vision, and basic life/AD&D insurance, prescription drug benefits, long term disability, and salary continuance (short-term disability). In addition, they get paid holidays, paid vacation and sick leave, a tuition reimbursement program, 401k, section 125 cafeteria plan, and the opportunity to earn FGB stock grants. The Commercial Processor reviews loan packages and prepares loan documentation based upon information submitted from front line lending staff. Ensures loan documents are accurate, in compliance with all state and federal regulatory requirements, and security documents will ensure lien perfection while meeting deadlines in production environments for commercial and real estate loans.

Assist supervisor with pre-closing review of loan packages submitted for closing documents.

• Review closing documents to ensure accuracy and compliance with regulatory requirements.
• Understand and recognize when exceptions to bank policy and procedures are present.
• Prepare loan documents based upon approval and ensure all regulatory and state requirements have been met.
• Communicate with customers to gather documentation, process the loan, and fund the loan.
• Communicate with all departments within the bank if need to process the loan.
• Lead the region's loan renewal efforts by monitoring the future maturity list, contacting customers, and coordinating the renewal process with the Commercial Lenders.
• Assist in working past dues and loan exceptions such as financial, collateral, or covenant exceptions.
• Review all signed loan documents for all signatures required by borrower and lender.
• Interact with lenders and assistants to provide exceptional customer service.
• Complete any training provided by the bank.
• Adhere to BSA/AML policy and all other bank policies.
• Minimum 1 year of experience in a commercial bank or other financial institution working in a loan production environment or other position related to loans, preferred.

Knowledge of commercial lending, real estate, loan documentation, lien documentation, as well as state and federal compliance and lending regulations.

Computer skills, including proficiency in Microsoft Word and Microsoft Office.

Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.

All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. First Guaranty Bank