Realtors/Mortgage Professionals

Oregon Office
As the largest privately‑held commercial bank in the Pacific Northwest, our mission for over a hundred years has been achieving the utmost in client service through understanding and meeting the unique financial needs of our customers. For Washington Trust Bank, ideal candidates demonstrate a can‑do attitude, approach situations collaboratively and possess unwavering integrity combined with the skills and experience required for success. This is an experienced external loan officer who sources their own business through professional relationships, realtor referrals, repeat clients, and other compliant means. Bring your entrepreneurial spirit to our relationship‑driven business model, and be prepared to make a positive difference in our communities. 3+ years of experience as a mortgage loan officer is preferred; this individual will join the external mortgage loan officer team.

Establishes and develops relationships with real estate agents so that potential mortgage customers will be referred to WTB.

Completes loan application with customer; acts as liaison between customer and HLD. Turns in a completed loan application within 48 hours of receipt.

Represents WTB to real estate companies and potential mortgage customers.

Pre‑qualifies self‑employed borrowers, prepares cash flow worksheets and analyzes financial records and tax returns.

Maintains responsibility for the loan file from application through closing. Balances time between the office and in the community to promote themselves and the Bank, and ensure timely customer communication.

Maintains a regular calling schedule on offices and real estate agents, keeping them up to date on WTB loan programs.

Cross sells WTB products and services to loan customers.

Perform compliance and risk management duties as required or assigned

Collection of applicable fees from borrowers.

Knowledge of real estate and mortgage banking industry.

Knowledge of conventional, FHA, VA, and construction loan policies and procedures.

Required to have or obtain a Mortgage Loan Originator registration number through the Nationwide Mortgage Licensing System & Registry (NMLS)

Ability to work independently and perform problem solving and decision making under minimal supervision.

Strong detail orientation with high level of organizational skills and ability to multi‑task, managing interruptions with multiple projects.

Proficient PC and technical skills to navigate Bank software, including the Microsoft Office Suite of products and related applications.

Pay Range: $16.30 - $35.00 per hour in addition to monthly gross commissions. Target starting wage is $25.00 per hour as a non‑recoverable draw against monthly commissions. You will become a participant in the MLO incentive plan immediately upon starting your employment with us.

Portland Financial Center

Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work/Life Benefits. Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outlined by state, federal and local laws. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities