Senior Insurance Underwriter (Remote)

As an Underwriter at MotivHealth, you will develop rate proposals for new and renewal business across medical, pharmacy, and stop-loss products. You will assess large claimant impacts, perform claims and risk analysis, and partner cross-functionally with Sales, Clinical Services, Finance, and other teams. This is a remote role open to candidates residing in Utah, Texas, Arizona, or Colorado.
Collaborate with Sales and Account Executives to prepare, respond to, and execute proposals for both prospective and renewing clients.

Create accurate and timely rate proposals using internal underwriting models, ensuring alignment with business and regulatory requirements.

Analyze group-level healthcare data including claims, premiums, and high-cost claimant experience.

identify and troubleshoot potential data issues.

Perform underwriting tasks related to stop-loss, ASO, medical, dental, vision, and pharmacy products.

Provide financial analysis and recommendations on group insurance arrangements to internal stakeholders.

Support implementation processes by setting up and validating group structures, rates, and documentation.

Support internal audits and participate in underwriting or cross-functional projects as needed.

A degree in Business, Finance, Statistics, or a closely related field - or equivalent professional experience

Understanding of health insurance plans i.e., Basic knowledge of healthcare pricing, funding methods, and Health Savings Accounts (HSAs).

Proficient in Excel (Macros, Pivot Tables), Microsoft Office, and working with data

Innovator with a strong desire to challenge existing norms related to traditional healthcare and health insurance

5% annual bonus based on company profitability

Affordable health, vision, and dental insurance for you and your family

Company contributes up to $2,300 to Health Savings Account annually

Automatic 3% contribution into retirement plan

Career development and growth opportunities

Flexible Time Off & 10 paid holidays per year

MotivHealth is a dynamic and mission-driven health insurance company dedicated to disrupting the status quo by making healthcare simpler and more affordable for our members. We believe in empowering our members to take control of their health and financial well-being.