Counsel Law and Compliance
Fern
We're looking for a Payments Counsel to join our growing Legal team. You'll be a trusted advisor across the business, ensuring our products, licenses, and partnerships are structured and executed in compliance with applicable payments regulations. This is a highly cross-functional role, working closely with Compliance, Risk, Product, and Business Development.
S. and EU payments regulations, including state money transmission laws, federal banking regulations, PSD2/PSD3, EMD2, e-money licensing, card network rules, and virtual asset frameworks.
Partner with Compliance and Licensing teams on MTL applications, international licenses, and ongoing obligations.
Draft, review, and negotiate commercial agreements with banks, payment processors, card networks, and vendors.
Manage relationships with outside counsel on specialized regulatory or jurisdictional issues.
Stay ahead of regulatory changes affecting payments, crypto, and fintech; help shape internal strategy and external engagement.
A JD from a top-level law program. Preference for US-trained lawyers, but international JDs will be considered.
At least 5–8 years of legal experience, focused on payments, fintech, financial services regulation, or related areas.
Strong understanding of US and EU payments regulations, including state MTLs, the Durbin Amendment, Regulation E, PSD2/PSD3, EMD2, EMI licensing, and card network rules.
Experience advising on commercial contracts and regulatory issues for fintech or payments companies.
Bonus attributes:
Digital assets/crypto regulatory experience (e.g., Prior in-house experience at a fintech, payments company, or financial regulator.
Flexible working We support a flexible workplace – work from home, come into an office, or both. Easy to access benefits For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan.
Retirement goals Plan for the future with confidence. Equity plan Every Rainmaker gets an equity option plan so we all benefit from our success.
Health and Wellness High performance begins from within. In-office meals Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit.
Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.
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