Real Estate Closer I / Flexible Hours

This position may be located at our Billings, MT Downtown Tower, Sioux Falls, SD Downtown, Boise, ID W. Dodge, Bend, OR Moss Commercial Banking Center, or Spokane Downtown locations

Generous Paid Time Off (PTO) in addition to paid federal holidays.
Child Care Assistance Program for eligible dependent(s).
Exercise reimbursement program for employees.
Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.
The Consumer Loan Closer II is responsible for completing all due diligence associated with the satisfaction of approval and collateral lien perfection conditions prior to the preparation of loan closing documents. This position will ensure all conditions and due diligence items are cleared for the preparation and processing of loan documents for approved loan requests.
Reviews the credit approval for loan closing conditions, appropriate lending authority, and lien perfection requirements.
Orders and obtains required due diligence items from all submission points including branch, customers, internal groups, or 3rd party vendors (Due diligence items include title commitments/title searches, UCC searches, evaluations or real estate appraisals, flood determinations, proof of insurance documents, surveys, entity documents, etc.).
Monitors work queues for loans-in-process to promptly follow-up on vendor documents ordered, information requested from sales or the customer, confirmation of closing date, etc.
Interacts and communicates on an ongoing basis with all bank partners including, sales, underwriters, documentation preparation, title companies, attorneys, flood vendors, other 3rd party vendors, etc. Ensures all due diligence information is properly documented and appended to the imaging system (may occur through the LOS).
Coordinates efforts to establish closing date, time, and place with all parties including customer, attorneys, title companies and sales personnel.
Prepares loan documents, the Loan Closer accurately determines the documentation required for various loan products.
Safeguards critical loan documents and possessory collateral as needed, and ensures acceptable quality of imaged legal files and adherence to record retention guidelines.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Strong computer skills with demonstrated knowledge of Microsoft Excel, Word, and Outlook.
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.
Ability to speak effectively before groups of customers or employees of organizations.
Ability to define problems, collect data, establish facts, and draw valid conclusions.
Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

High School Diploma or General Education Degree (GED) required

• Bachelor's Degree preferred
• 4-6 years experience in a financial institution with a focus on due diligence and/or loan documentation required
• In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently
Overtime - Subject to business need
The anticipated pay range for this position is $23.61 to $35.42 per hour in WA and depends on a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills and experience, education, and geographic location. Benefits include, but are not limited to, medical, dental, vision, short- term and long-term disability benefits and life insurance, flexible spending accounts, health savings account, employee assistance program, 401(k), Paid Time Off (new hires accrue at .069 per hours worked which equates to approximately 18 days per year inclusive of paid sick time) and up to 11 paid Federal holidays.