Realtors/Mortgage Professionals

You'll enjoy medical, dental, vision, life, and disability insurance, as well as a 401(k) plan with a 4% employer match. Our generous paid time off (PTO), SmartFlex Days, and 11 Paid Company Holidays promote work-life balance. Engage in paid community involvement, enjoy company apparel, and access tuition reimbursement for your growth.
Our team is empowered to care for our clients and actively participate in the communities we serve. Actively participates in mortgage department meetings and geographic market meetings.
Works in the community to create a brand awareness through outside sales.
Attends events throughout the markets they support to increase brand awareness.
Solicits first mortgage loans. Informs prospective loan clients of the financial institution's underwriting guidelines and applicable secondary market guidelines.
Accepts online applications and interviews loan applicants by phone or in-person.
Completes each loan application and all pre-processing functions in a timely manner to permit the disclosures to be sent out within the required three-business day period.
Works with loan processor in gathering requested documents and necessary signatures for loan files.
Orders credit reports and analyzes the credit history of applicants to determine their loan repayment capabilities.
Attends loan closings at various locations in the community they serve.
Actively markets SmartBank's mortgage products and services to realtors, builders, CPA's, financial planners, title companies, etc. to solicit mortgage business.
Completes weekly sales call reports and pipeline reports in a timely manner.
Handles mortgage loan inquiries (cold calls) generated from advertising sources, customer referrals, etc. for assigned territory by visiting potential clients in the field.
Cross-sells all other bank products when warranted and appropriate.
Complies with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. Bachelor's degree in business, finance or related field preferred.
Two to four years of experience in originating secondary market mortgages, preferably in a bank environment.
Training Requirements (licenses, programs, or certificates):

~ NMLS registration required; participates in periodic training in mortgage products, services, regulations and compliance.

Ability to maintain confidentiality and adhere to the institution's privacy policies.
Willingness to travel throughout their assigned territory to meet clients, solicit new business and attend community events in an outside sales capacity creating brand awareness.
Proficient level of computer competency including Microsoft Windows (Word, Excel, Outlook), typing proficient.
Average, ordinary, visual acuity necessary to prepare and inspect documents or products and operate machinery.
May be required to travel to training sessions or meetings