Banking service banker

Job Function / Summary A Universal Banker acquires, manages and retains meaningful relationships with clients using a consultative sales and service approach to proactively fulfill their financial needs.

Essential Duties & Responsibilities Manages existing clients and prospects by meeting with them, both in person and over the phone, to build and maintain strong, lasting relationships, discover financial needs and tailor product solutions to meet the client’s overall financial needs. Activities may include financial center interactions, outbound calling, visiting businesses or conducting educational seminars.

Proactively educates clients on alternative delivery methods and channels that make client’s lives easier, including self‑service options, emerging technology and digital solutions such as mobile, online and ATM access.

Refers clients to other business partners to provide specialized financial help.

Processes a variety of routine and complex transactions for Financial Center clients – deposits, withdrawals, loan payment processing.

Drives proactive sales conversations through consultative needs assessment, identifying and acting on sales opportunities to build a strong pipeline of appointments to meet assigned sales goals.

Leverages ecosystem partnerships and community centers of influence to acquire, expand and retain relationships.

Performs role duties as required based on financial center needs.

Supports the Bank’s risk‑management culture through awareness, knowledge and sound decision making.

Ensures operational and financial safety and soundness; Minimum Required Education, Experience & Knowledge High School Diploma or GED (required).

Bachelor’s degree preferred.

prior banking experience highly preferred.

Alternatively, Bachelor’s degree with cash handling and customer service experience in retail or financial institution.

Ability to learn and navigate multiple banking systems and applications; National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008 is required.

Employment is contingent upon meeting initial and ongoing NMLS registration requirements and acceptable background investigation results.

Essential Mental & Physical Requirements Excellent communication skills – in person and over the phone – with proven ability to tailor product features and benefits to clients’ needs.

Team player who proactively collaborates to serve clients.

Ability to understand and follow policies, procedures, and regulatory requirements.

Availability to work Financial Center hours, including weekends and some evenings.

Ability to travel if required for job functions.

Ability to operate related equipment for essential job functions.