Remote Sales Closer

Closer

Founded in 2000, Plaza Home Mortgage, Inc. is a privately owned, full-service national lender, offering Wholesale, Correspondent, Renovation and Reverse residential mortgages. Headquartered in San Diego, California, Plaza employs a network of sales associates to serve its clients nationwide. Plaza is dedicated to building quality, long-term relationships with its mortgage broker and correspondent clients by offering comprehensive programs and exceptional customer experience. This position is responsible for the coordination of loan closings and the preparation of closing packages, including the issuance of funds.

Responsibilities and Duties

Manage pipeline for loans that are cleared-to-close and ready for closing documents to be prepared; oversee Docs Out to confirm loans closed and when package will be returned

Closely examine all information pertaining to fees, rates, property information, vesting, etc. in loan file to ensure accuracy prior to drawing documents

Verify Fee Sheets and Doc Order requests

Look over all third-party invoices confirming they match those fees displayed on the final CD.

Review FraudGaurd for any MERS updated information and third-party alerts. If new, third parties entered into the LOS, rerun FraudGuard

Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct

Complete all required worksheets and checklists including closing checklist

Conduct compliance review of CD and Compliance Ease, and validate that the loan passes all federal and state rules

Verify pricing is in compliance with Plaza's closing manual

Prepare all closing documents and funding figures, and send to Settlement Agent

Notify appropriate parties when documents are ready

Validate estimated CD for all compliance requirements, if applicable

Run a 'tape' to verify that the wire is correct and the loan balances. Double check all feeds for accuracy

Review final funding conditions provided to determine requirements are met and either sign off or recondition, if not satisfactory

When all conditions are met and Settlement Agent is ready to fund, update conditions, check fees for accuracy and request wire in system

Confirm loans closed and funded with Settlement Agent. Ensure that proper fees are collected and that funding figures are calculated correctly

Post-closing and index closing packages

Review final CD for all compliance requirements. If fees change, rerun compliance test

Assess file for completeness and accuracy to ensure compliance with government and company requirements

Perform related duties as directed by Manager and/or Assistant Vice President

Help Assistant Vice President and Underwriting as required

Ensure all loans close and fund in adherence to all Plaza's Policy & procedures, and are in compliance with all state and federal regulations

Examine other closers' loan documents and fund files as needed

Other duties as assigned

Qualifications

Understanding of state and federal regulations for loan closings

Demonstrated skill in monitoring and overseeing loan production pipeline

Experience with Loan Origination Systems (LOS) such as Calyx Point and Ellie Mae

Skilled in Document Preparation Software, such as DocuTech or DocMagic

Proficiency with computer systems including MS Office (Word, Excel, and Outlook) and Internet Browsers

Excellent written, verbal, and interpersonal communication skills

Strong attention to detail and the ability to efficiently and consistently produce accurate work

Solid organizational and problem-solving skills

Capability of multi-tasking in a fast-paced environment with a heavy volume of transactions

Proven aptitude to work in both a team and individual environment

Sound judgment skills to make quick decisions within written policy and standard operating procedures essential

High school diploma or equivalent required; College degree preferred

Knowledge of mortgage banking industry and closing loans

Work Environment: This is a remote position , schedule 8am-5pm EST Mon-Fri.

Compensation and Benefits:

Estimated Rate of Pay:

$24.04 - $28.85 This position is full-time; non-exempt. The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

In addition, Plaza offers a competitive benefits package; including medical/dental/vision, paid time off and holidays, 401(k), life and pet insurance. Plaza also offers additional benefits such as Accident, Hospital, and Critical Illness insurance, and Flexible spending accounts along with a variety of discounted services.

Plaza is an EEOC employer and follows all federal, state, and local laws relating to fair employment.

Plaza Home Mortgage, Inc.