Senior Underwriter (FULL-TIME)

Wells Fargo’s Supply Chain Finance Group (“SCF”) supports companies with a broad range of supply chain solutions, including trade and receivables products, which provide a holistic approach to an enterprise’s working capital risk mitigation and financing needs. The role will support a variety of secured lending financings, including Key Accounts Purchase Programs (KAP), Supplier Finance Programs (SF), factoring and asset-based lending facilities, and Accounts Receivable Securitization Facilities (ARS). Perform financial, collateral, industry, and transaction analysis to evaluate credit risk and identify key risk factors.Prepare concise and well-supported credit approval materials for review by credit approvers and senior stakeholders.Support the credit underwriting of corporate financial counterparties.Analyze transaction structures, collateral performance, repayment sources, and other factors influencing credit quality.Partner closely with Originations and the underwriting team to seamlessly transition executed mandates into the formal underwriting and credit approval processAssist in the identification and assessment of credit, operational, legal, documentation, and structural risks.Support due diligence activities, including collateral examinations, appraisals, business diligence, contract reviews, and other transaction-specific requirements.Assist with risk ratings, policy compliance reviews, approval conditions, and ongoing monitoring requirements.Work with legal counsel, originators, portfolio managers, and other stakeholders to support transaction execution and closing activities.For applicable transactions, assist in the preparation and review of ARS-related analyses and reporting requirements.Continue developing expertise in secured lending underwriting, policies, procedures, and compliance requirements.Required Qualifications:4+ years of secured lending underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:Experience with asset-based lending, receivables finance, factoring, securitization, supply chain finance, or related commercial lending products.Strong analytical and financial statement analysis skills.Ability to prepare clear and effective written credit analysis.Strong attention to detail and commitment to data integrity and policy compliance.Working knowledge of secured lending concepts, collateral analysis, legal documentation, and credit risk management.Advanced Microsoft Office (Excel, Word, PowerPoint) skills.Job Expectations:Willingness to work on-site at stated location on the job opening.This position offers a hybrid work schedule.Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to comply with applicable policy requirements.May be considered for a discretionary bonus, Restricted Share Rights, or other long-term incentive awardsPay RangeReflected is the base pay range offered for this position. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).$Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursementPosting End Date:27 Sep 2026*Job posting may come down early due to volume of applicants.All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.Please see our Drug and Alcohol Policy to learn more.CHICAGO, ILType: Full time