Sales Underwriter
Capchase
Capchase is on a mission to transform how hardware and software companies sell and get paid, revolutionizing the equipment financing space. Recently named a 2026 Monitor Best Company in Innovation, we're recognized for embedding flexible payment terms directly into the sales workflow — helping teams close faster without the friction of a separate financing system.
We're the modern platform for financing leading enterprise solutions: built for direct and channel sales motions, with $2B+ funded, approvals in seconds, and a seamless experience for both sellers and buyers. Backed by leading fintech investors including 01A, Thomvest, QED, SciFi, and Invesco, we've raised $700M+ in equity and debt to fuel our growth.
Help accelerate an industry!
At Capchase, we are transforming how software and tech-enabled hardware equipment gets financed, we move and innovate fast. We're a diverse team of 15+ nationalities with a shared passion for helping innovative companies thrive. You'll review the credit profile of potential borrowers, apply our proprietary credit policy to approve credit, and help vendor and channel partners close more deals by delivering an industry-best response time on credit decisions. This is a foundational role for anyone who wants hands-on exposure to how commercial credit risk is assessed and managed at a fast-growing fintech.
Performing risk assessments on potential commercial borrowers based on commercial credit bureau information, internal borrowing history, and other firmographic and risk factors
Efficiently and accurately employing a proprietary credit policy to assign borrower ratings, credit limits, and specific loan features
Clearly articulating when and why additional details or financial documents are required
Evaluating borrower documents to ensure accuracy and completeness
Spreading customer financial information and analyzing standard financial ratios
Recording loan application decisions and the specific basis for decision
Performing all duties with a focus on client relationships and superior customer service
3-5 years experience in commercial financial services, credit risk preferred
- 3+ years underwriting commercial borrowers
- 2+ years in a transactional operations environment with high-volume processing
- Bachelor's degree in finance, engineering, computer science, or related discipline
- Experience with US commercial lending practices
- Ability to maintain US working hours and holiday schedule
Familiarity with equipment leasing/financing concepts (ELFA-adjacent) as applied to tech
Experience with Salesforce or a comparable loan origination/CRM system
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
$90k - $115k
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$80k - $150k
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