Telecommute Loan Processor/Flexible Hours
West Capital Lending
Location: Remote (Must be licensed in North Carolina; Charlotte market focus)
Compensation: Commission-based (competitive splits; optional base or draw depending on experience)
We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position , with a primary focus on serving clients in the Charlotte, NC. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.
Key Responsibilities
Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
Build and maintain strong relationships with clients, real estate agents, and referral partners
Guide borrowers through the loan application process and provide clear, timely communication
Analyze borrower financials to recommend appropriate loan products
Ensure all loan files meet federal, state, and investor compliance requirements
Collaborate with processing and underwriting teams to ensure smooth and timely closings
Stay up to date on lending guidelines, market trends, and interest rate changes
Qualifications
- Active North Carolina Loan Originator license (NMLS) required
- 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
- Strong knowledge of mortgage products and underwriting guidelines
- Excellent communication, sales, and relationship-building skills
- Ability to work independently in a remote environment
- Proficient with loan origination systems and digital documentation tools
What We Offer
- 100% remote work environment
- Competitive commission structure with high earning potential
- Access to a wide range of loan products and competitive rates
- Marketing and operational support
- Flexible schedule with autonomy over your pipeline
- Growth opportunities within a scaling organization
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