Mortgage Originator- Remote

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.
As a Mortgage Underwriter , you'll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. The Mortgage (HELOC) Underwriter is responsible for calculating income, reviewing all third-party vendor services to include AVM, fraud, & Credit Supplements, etc. This role will partner closely with the client, sales, and mortgage operations teams to ensure an optimal customer experience as they collaborate with Mortgage Advisors to secure desired loan financing. They will ensure all applications are reviewed with the highest level of attention paid to the quality of the underwrite itself.

This is a hybrid role with 90% of your time spent working from home, 1-3 days in our Tempe office each month. Evaluate loan applications and borrowers' creditworthiness
Verifies income and employment information, reviews credit history, and calculates the value of borrowers' collateral/assets
Analyzes personal and business, (Corporate, S Corporation, and Partnership), income tax returns and prepares Self-Employed Analysis for Mortgage qualification
Documents reasons for approval or denial and completes adverse action notices, when applicable
Answers audit issues on purchases or pre-purchased loans
Results-oriented, entrepreneurial individual - must be adaptable in a start-up environment loans, including 1st mortgage products, HELOCs, etc.
Experience with self-employment verification
Demonstrated skills in the area of income calculation and credit review
Ability to work in a fast paced, high volume mortgage environment
Seeks feedback and accepts coaching with a continual desire to get better
Hybrid and remote work opportunities

• Medical, dental, and vision with HSA and FSA options
• Access to wellness support through Employee Assistance Program, Talkspace, and fitness discounts
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you'll get to be a part of their journey to a better financial future. We're proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve's Talent Acquisition leader.
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