Loan Processor (Banking)

Job DescriptionJob DescriptionWe are seeking a Consumer Loan Officer to evaluate and authorize consumer and real estate loans within delegated limits. Reporting to the Lending Manager, this role balances sound underwriting with relationship-building and sales by advising borrowers, processing applications, verifying documentation, and developing lending opportunities through branch walk-ins, existing customer referrals, and digital and inbound leads.ResponsibilitiesEvaluate consumer and real estate loan applications.Conduct credit analysis and assess borrower credit risk.Approve loans within delegated authority limits.Advise borrowers on financial status, loan options, and payment methods.Guide customers through the loan application process.Process applications and verify supporting documentation.Maintain regulatory compliance throughout the lending process.Develop referral networks and manage relationships with prospects and borrowers.Handle customer complaints and take appropriate action to resolve them.Required QualificationsPrevious experience in finance, banking, or a related field.Familiarity with financial and lending practices.Ability to build rapport with clients and manage customer relationships.Strong analytical and mathematical skills.Excellent written and verbal communication skills.Preferred QualificationsTwo or more years of experience in consumer lending.Experience with credit analysis and credit risk assessment.Knowledge of regulatory compliance requirements.Strong mathematical analysis skills.Experience in customer relationship management.\nCompany DescriptionA financial institution focused on growing our communities.Company DescriptionA financial institution focused on growing our communities.