Credit Finance Attorney

Consumer Finance Associate AttorneyDirect Counsel is seeking a Consumer Finance Associate Attorney to join a prestigious Am Law firm.Locations: Austin, TX; Boston, MA; Chicago, IL; Dallas, TX; Denver, CO; Detroit, MI; Houston, TX; Jacksonville, FL; Los Angeles, CA; Madison, WI; Miami, FL; Milwaukee, WI; Nashville, TN; New York, NY; Orlando, FL; Raleigh, NC; Sacramento, CA; Salt Lake City, UT; San Diego, CA; San Francisco, CA; Silicon Valley, CA; Tallahassee, FL; Tampa, FL; Washington, DC.This is an exceptional opportunity for an attorney with 3-4 years of financial regulatory experience to join a nationally recognized Financial Regulatory practice. The team advises banks, credit unions, FinTech companies, non-bank lenders, servicers, consumer reporting agencies, and technology providers on a broad range of federal and state consumer finance laws, regulatory compliance, licensing, and enforcement matters.ResponsibilitiesAdvise financial institutions and FinTech companies on compliance with federal and state consumer finance laws and regulations.Counsel clients regarding the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA), and related consumer protection laws.Conduct financial regulatory and state licensing analyses.Draft, review, and negotiate commercial and consumer lending documents, contracts, and related agreements.Advise clients on regulatory compliance, licensing, and operational issues affecting financial products and services.Assist with regulatory enforcement investigations and agency actions, as needed.Collaborate with multidisciplinary teams to provide strategic, business-focused legal solutions.QualificationsJ.D. from an ABA-accredited law school.Active membership in good standing with a U.S. state bar, with the ability to obtain admission in the applicable hiring jurisdiction.3-4 years of experience in financial regulatory or consumer finance law.Experience advising banks, credit unions, FinTech companies, lenders, servicers, consumer reporting agencies, or technology providers.Strong knowledge of TILA, FCRA, ECOA, RESPA, and related federal and state consumer financial laws.Experience with regulatory compliance, licensing analyses, contract drafting, and lending documentation.Experience with regulatory enforcement investigations is a plus.Excellent analytical, drafting, communication, and client counseling skills.Compensation & BenefitsSalary: $260,000-$310,000, commensurate with experience and qualifications.Comprehensive benefits package, including:Medical, dental, and vision insurance401(k) retirement planDisability and life insuranceAdoption assistanceBackup dependent care