Senior Loan Processor - Fully Remote

Senior Loan Officer is a senior associate-level opportunity for a relationship-driven lending professional who wants to pair strong production skills with meaningful mission impact. In this role, you will help expand access to capital for affordable housing developers across the Housing Partnership Network, supporting projects that create and preserve homes and strengthen communities. You will build trusted borrower relationships, source and shape new lending opportunities, perform initial underwriting, and help move transactions from early opportunity through term sheet stage. This is a highly collaborative role for someone who thrives at the intersection of business development, credit judgment, and affordable housing finance. The position reports to Housing Partnership Network’s Director of Lending.

This role is ideal for an entrepreneurial professional with two to eight years of experience in commercial real estate lending focused on single-family and multifamily affordable housing, especially with nonprofit developers. You may be ready for this role if you enjoy building relationships, spotting opportunities, structuring thoughtful financing solutions, and working with mission-driven borrowers. Experience with project-based affordable housing lending, enterprise or working capital loans, community development programs, or a CDFI environment will be especially valuable.

RELATIONSHIP BUILDING AND PIPELINE DEVELOPMENT (60%) This is the core of the role. You will spend most of your time building trusted relationships with HPN members who are current and prospective borrowers, expanding HPN’s lending presence, and developing a strong pipeline that advances both production goals and mission outcomes. Most borrowers will come from Housing Partnership Network’s 120+ member network.
Build new relationshipswith membersby developing and executing an outreach strategy,with support from the Director of Lending, pursuing prospects consistently and tracking activity in Salesforce.
Represent HPN at member conferences, Strength Matters,site visits, and other events to cultivate relationships and build a strong lending pipeline.
DEAL STRUCTURING (20%) You will play an important role in shaping deals early in the process by assessing opportunities, structuring transactions, and helping borrowers move from initial conversations toward formal underwriting.
Conduct initial underwriting for affordable housing commercial real estate transactions and recommend transaction terms and credit structure to the Director of Lending. This includes financial analysis(including audits, pro formas, and spreads), due diligence, feasibility assessment, and early evaluation of borrower and project risk.

SPECIAL PROJECTS (15%)

Special projects that strengthen HPF’s portfolio, processes, and market presence.
Support updates to loan policy and improvements to credit memorandum templates.
Provide lending updates for the HPF website, marketing materials, and other communications in coordination with HPN communications staff.
COLLABORATION WITH ASSET AND PORTFOLIO MANAGEMENT (5%). This role also offers the opportunity to contribute across the lending platform by partnering with Asset and Portfolio Management.
Support the Asset Management team with portfolio and workout matters as needed.
Assistwith investor applications and member surveys.
Bachelor’s degree in arelevant field such as business, finance, real estate, urban planning, or business developmentrequired. An advanced degree in a related field is a plus.

Two to eight years of experience in commercial real estate lendingfocused on affordablehousing, inroles such as business development officer, credit underwriter, or loan officer, preferably with a CDFI or similar organization.
Ability to manage borrower relationships with a customer-centered approach and respond quickly to opportunities and client needs.
Proven lendingtrack record, including meeting production goals and using sales tools in a disciplined way to manage opportunities, outreach, and client requests.
Experience with credit analysis and preparing term sheets for underwriting. Formal credit training is a plus.
Strong financial analysis skills, especially in evaluating nonprofit developers and the feasibility of real estate development projects.
Knowledge of public and private capital sources that support the operating and financing needs of affordable housing.
Highly organized, self-directed, collaborative,flexible,and proactive.
Proficiencywith Microsoft Word and Excel.
Strong working knowledge of Salesforce.
Commitment to social justice and HPN’s mission.
HPN is a remote organization. Employees may work from anywhere in the contiguous 48 states while staying fully engaged with their team and the broader organization through virtual collaboration tools and regular online meetings. Travel is required for in-person meetings, conferences, client site visits, and team events. Candidates should be prepared to work from home, maintain a dedicated office space, and balance virtual collaboration with travel as needed for business purposes.

Salary ranges from $100,000 to $115,000, depending on experience and qualifications, and includes bonus potential. This role offers the chance to grow within a mission-driven organization while working on high-impact affordable housing transactions.

Benefits include 15 vacation days, 12 sick days, 12 paid holidays, one personal day, medical, dental, and vision insurance, a health savings account, flexible spending accounts, dependent care flexible spending, retirement and 401(k) match, group life insurance, short- and long-term disability coverage, parental leave, sabbatical leave, professional development support, and more.
Approximately 20% travel is required.

ABOUT THE HOUSING PARTNERSHIP NETWORK

Housing Partnership Network (HPN) is an award-winning membership network of 100 leading affordable housing and community development nonprofits across the United States. HPN brings together mission-driven organizations to share ideas, shape policy, and build innovative solutions that expand affordable housing opportunity nationwide. For employees, that means the chance to contribute to work with real, measurable impact—supporting organizations and projects that help people live in vibrant, inclusive, healthy communities.