Mortgage Closer / Full-Time

First State Bank is seeking a Mortgage Closer onsite at our Chesterfield office. If you have closing experience then you may be a great fit!
40 hours per week.
Full Time benefits will apply, including; medical, dental and vision insurance, paid time off, 401k, ESOP and more!
Duties and Responsibilities The Mortgage Closer will perform all duties required of a Mortgage Closer by following policies and procedures set forth by First State Bank, including, but not limited to:
Accurate and complete closing and funding of mortgage loans. Loan types include conventional, government, home equity, MHDC, USDA and portfolio.

Receives file from Mortgage Loan Specialist, reviews it to make sure necessary documents are in the file for closing and reviews the loan origination system for data integrity.
Maintains an open line of communication with Loan Officer's and title companies.
Prepares loan figures and sends to Title Company.
Once the CD is returned and entered into the system, the final CD is then sent to the Loan Officer's for approval.
Prepares mortgage closing documents needing to be executed by the borrower in order to close the loan.
Ensures all loans are closed in a timely manner and that documentation is true and accurate.
Obtains required documentation set forth by the Underwriting department to satisfy conditions for closing that were part of the approval process.
Exchanges funding documents with Title Company once the file is closed and all necessary signed documents are completed.
Balances the file in preparation for disbursement of all checks and/or wires
Prepares the loan file for recording.
Ensures all documents needed for the investor are in the closing file and turned over to the Post-Closing department, Assists the Post Closing department in obtaining any additional documents needed by the investor after closing.
Complete all required compliance training and complies with the Bank Secrecy Act and Anti-Money Laundering Act as well as all regulations which apply within the scope of the position.
Qualifications High school diploma or general education degree (GED) required.
One to two years related experience and/or training required.
As a condition of employment, all new hires will be required to complete a background check and drug testing.
First State Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.

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