Sales Originator

Job Summary Under the direction of the Lead/Primary Loan Originator, performs office or non‑manual work directly related to the management or general business operations of Highland HomeLoans and its customers and markets and promotes Highland HomeLoans products and services to the team’s client base of realtors, builders, bank officers and potential and past clients. In addition, acts as a liaison between the Lead/Primary and/or other team loan originators, in‑process customers, and branch operations staff.

Essential Functions Markets and promotes Highland HomeLoans’s financial products.

Team Originators are not subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.

Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.

Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre‑qualifying potential home buyers.

Collects and analyzes information regarding the customer’s income, assets, investments or debts.

Schedules appointments with potential customers for the team loan originator(s).

Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.

Obtains all necessary support documents, including the appropriate fees, and collects additional documents, promptly communicating loan status to all interested parties; Negotiates terms and conditions of loans with customers.

Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.

Maintains a professional image and adheres to standards consistent with company policies and procedures.

Meets customer service standards as outlined by management.

Job Requirements High school diploma or equivalent and appropriate licenses as required by state.

One to two years of sales or mortgage banking experience preferred.

Interacts with regional and corporate departments, as well as realtors, sales agents, builders, appraisers, etc.

Must be proficient in required origination technology and use of other office equipment.

J-18808-Ljbffr PrimeLending Ventures Management