Senior Retail Banker

Universal Banker page is loaded## Sr. R5877Mechanics Bank is currently searching for a Sr. Universal Banker to join our team at our Angels Camp Branch.Universal Banker performs the full range of new account transactions according to established procedures. Identifies and closes ethical and appropriate sales and service opportunities for Retail Banking consumer and business customers and prospects, including deposit and lending products, additional banking services and external products through approved partners according to procedure. Performs senior level transactions including, but not limited to, complex account type account opening, account maintenance, customer problem resolution and business lending package reviews. May support teller line transactions, including cash handling and other operational duties such as approving transactions and providing dual control support within the branch as needed. Highly knowledgeable in banking products and services, as well as full compliance will all banking regulations and internal policies and procedures. Delivers excellent customer service and is a significant contributor to the branch sales performance.**What you will do:*** Represents the Bank and its products and services with pride and enthusiasm. Senses and responds to customer needs. Identifies and pursues new or related customer opportunities for additional products and/or services.* Provides comprehensive deposit services to individuals, fiduciary, and small businesses in a retail branch. Promotes the full range of deposit and lending products and services that best meets the client's needs.* Receives, processes and closes consumer loan and small business loan applications and reviews loan packages for required documentation. Clarifies to customer basic qualifications for the loan(s), rates, terms and conditions. Keeps customer apprised of loan application status.* Assists customers with account maintenance, adoption of digital banking channels, and other complex account issues. Responsible for maintaining and balancing a cash supply for transactions performed.* Maintains awareness of current criminal scams used against banking clients. Prevents clients from becoming victims of fraud. Maintains compliance with established internal operational standards and Federal and State regulations to protect the interest of the Bank and customers; May lead and direct the activities of Customer Service Representatives and other Universal Bankers.**Minimum of 2 years bank operations and sales experience required.* Excellent interpersonal skills, attention to detail, and customer service.* Extensive knowledge of Bank deposit products and services.* Thorough knowledge of Bank's standard loan products.* Knowledge of small business and consumer credit principles and practices.* Extensive knowledge of alternative Bank services and products and vendor provided products.* Ability to persuade, including the value and benefits of using the Bank's services and products.* Knowledge of applicable Federal and State banking regulations.**Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.* LI-AS1**Pay Range: $23.00 - $30.00 hourlyEligible for Retail Incentive PlanOur comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Benefits package includes[1]:* Medical, prescription, dental, and vision coverage for employees and their eligible family members* Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits* Health Savings Account with employer contribution* Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit* 401(k) and Roth 401(k) with company contribution* 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program* Supplemental Health plans, Voluntary Legal and Identity Theft Services* 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year* Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply)Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data.* **Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law.*** To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit[1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.**About Mechanics Bank**Backed by, we are a resilient and resourceful California bank whose core banking and lending principles reflect that of a community bank. With a footprint spanning the state of California, we serve individuals, small and middle-market businesses, and large corporations with a full range of banking, wealth management and other financial products and services.Our collaborative culture fuels the Bank's ongoing achievements, allowing us to grow and make a genuine difference in the communities we serve. Mechanics Bank is a Member FDIC and

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