Service Banker (Full Time)
Truist
Identify, solicit, develop, manage, service, retain and grow long‑term profitable middle‑market relationships in an assigned region by offering a full range of loan, deposit, Capital Markets, Treasury, Risk Management and other fee‑based services to existing and prospective clients with $75MM to $500MM in annual sales. Refer business and personal financial needs of assigned clients through the appropriate channel according to Integrated Relationship Management (IRM). Levels (I - II) should be differentiated based on years of banking experience, portfolio size, and overall potential in the role per leadership discretion.
Leverage the Truist Sales Process, Financial Insights, Industry & Advisory team, and the Leadership Institute to consistently deliver a differentiated client experience in all client, prospect and center of influence (COI) interactions.
Understand and contribute to the credit decisioning process, including analysis and interpretation of financial statements, credit structuring, underwriting requirements, policy knowledge, risk identification and mitigation—all in accordance with the Truist credit risk appetite.
Proactively contact clients to fully develop middle‑market banking relationships by executing on Integrated Relationship Management (IRM) principles. Identify all business and personal financial needs and bring in the appropriate partners to deliver Truist solutions.
Champion non‑credit financial services activity in the middle‑market segment, driving fee‑based revenue opportunities, including specific efforts to serve the retail banking needs of our clients' owners/management/teammates (e.g. Private Wealth Management, View email address on click.appcast.io Financial Wellness, Momentum onUp).
Maintain proficiency and a high level of expertise in most aspects of finance; Maintain extensive knowledge about complex credit products and structuring, including loan syndications, participations, and other capital markets solutions.
Execute on all risk, operational, policy and quality expectations related to assigned client portfolio.
Bachelor’s degree or equivalent education and related training.
Ten (10) or more years of experience in commercial banking.
Highly skilled and proficient in most aspects of corporate finance, Capital Markets, Treasury, and other non‑credit services.
Ability to grasp complex credits clearly; insightful in all aspects of finance.
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.
Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401(k) plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full‑time or part‑time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non‑temporary position for which you apply, based on full‑time or part‑time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.
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