Senior Construction Underwriter (Insurance)
Berkley
Berkley Southeast is a member company of W. Berkley Corporation, a Fortune 500 Company, whose insurance company subsidiaries are rated A+(Superior) by A. BSIG provides local underwriting, risk services, claim, marketing and audit services for agents and policyholders in Alabama, Georgia, Mississippi, South Carolina, North Carolina and Tennessee. We take a broad approach to underwriting for 'best in class' businesses, primarily in: construction, light manufacturing, wholesale, distribution and business service industries.
Within delegated authority levels, evaluate (selection and pricing) and maintain (control) risk acceptability and profitability within the company's underwriting guidelines and procedures for commercial risks. Partners with agents to manage a challenging and/or complex book of commercial business or agency relationships. Demonstrates complex decision-making with little or no supervision, recommending quality exceptions where appropriate to maximize profitability and meet business plans. Serves as a mentor providing technical support, training, and problem solving for other underwriters. Responsible for working with and protecting confidential and proprietary customer and Company information.
Analyzes commercial lines accounts to make decisions based on individual risk characteristics, exposure analysis, hazard recognition and control. Utilizes underwriting guidelines to ensure compliance with state regulations. Assists less experienced underwriters in the handling of high hazard or more complex accounts. Ability to use creativity and underwriting knowledge to write risks and retain business.
- Partners with Territory Managers to support marketing activities by developing ongoing relationships with agents to discuss market appetite, quality and profitability of submissions, service standards, and underwriting and/or product changes. Communicates with agents on underwriting issues including decisions on cancellations, declinations, exposure concerns, and survey results.
- Takes a lead role relative to Key Account review and recommendations.
- Travels, with or without Territory Manager, to assigned agent locations to develop agency partnerships.
- Assists in training and serves as a technical resource to other underwriters as needed.
- Attend industry workshops/meetings each year.
- Minimum of 5-10 years commercial lines underwriting experience, including but not limited to CGL, Property, Packages, BOP, Auto, Crime, IM, Umbrella and/or WC.
Comprehensive knowledge of commercial lines products and contract knowledge including regulatory and policy differences among applicable states.
Strong computer skills and ability to work with multi-faceted systems.
Education
~ Four-year college degree or equivalent combination of education and work experience.
the skills, education, training, credentials and experience of the candidate;
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