Loan Processor-Government

The Loan Processor is a reliable mortgage professional who thrives in a fast-paced environment. Loan Processor supports both the origination and operation functions of residential conventional and government mortgages while providing the highest level of customer service both internal & external.

Reviews all documents submitted by borrower within 48 hours of receipt.

Direct communication with all borrowers via email and/or phone, returning all calls within 24 hours.

Reviews accuracy and completeness of Loan Application, Automated Underwriting System and Credit Report.

Review entire credit report for accuracy. (property addresses (within 2 years and not on URLA), recent inquiries, liabilities, collections, Social Security numbers and any possible alerts etc.)

Credit report, Credit refresh, Credit supplements, Tax transcripts, Flood certificates, Fraud guard, VOE’s, Payoffs etc.)

Review and calculate all types of income and any other mortgage related documents.

Ordering all related condo documents if applicable (I.Master policy, budget, condo questionnaire etc.)

Effective date, loan amount, proposed insured, open liens/judgments and tax information.

Responsible for properly updating Encompass to ensure current and accurate data.

Strong pipeline management skills to ensure closing dates are met.

Participates in weekly pipeline reviews with the Loan Officer and Processing Manager providing status of all files.

Assist closing & post-closing with any additional documents or information needed to close out file.

Keep informed of trends and developments in the mortgage industry to include regulation changes.

High School diploma or equivalent required

4+ years mortgage experience in a mortgage processing position

Must have ability to verify all elements of a 1003, credit report, title quotes, tax certs, AUS, and mortgage Insurance.

Strong organizational skills, attention to detail and work in a high volume & ever-changing mortgage industry

Proficiency in Encompass LOS preferred and the ability to readily learn and operate effectively in other business technology applications required.

Ability to work overtime when needed.

Excellent communication and rapport building skills, promoting productive working relationships.

Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the public.

Advanced working knowledge of Word and Excel.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. About RoundPoint Mortgage Servicing LLC
RoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (A combined Two Harbors and RoundPoint capitalizes on the strengths of both companies, adding significant value for stakeholders through operational and cost efficiencies, as well as the ability to participate more fully in the mortgage finance space as opportunities arise.

Founded in 2009, Two Harbors has grown into a leading publicly traded residential mortgage real estate investment trust (mortgage REIT). We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders.

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