Commercial Casualty Insurance Underwriter

About MGT Insurance
MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.
Risk Evaluation & Decision-Making

Evaluate and make underwriting decisions on commercial P&C submissions primarily BOP, with exposure to GL, Commercial Property, and Commercial Auto
Apply MGT's underwriting guidelines to assess risk quality, class eligibility, coverage structure, and pricing appropriateness
Identify risks that fall outside standard appetite and escalate referrals with a clear, well-reasoned recommendation
Review renewal accounts for changes in risk profile, loss history, and continued eligibility
Communicate underwriting decisions clearly - including declinations - with reasoning that helps brokers understand MGT's appetite
Underwriting Quality & Continuous Improvement
Maintain high underwriting quality: accurate documentation, consistent application of guidelines, and defensible decision rationale
Engage actively with MGT's technology platform including Athena AI underwriting agent, policy admin system, and quoting tools as a core part of the daily workflow
Build technical depth across MGT's lines of business through mentorship, file review, and direct exposure to complex risks
Participate in underwriting training, coverage education, and team knowledge-sharing sessions
3-6 years of commercial P&C underwriting experience

• Carrier or MGA underwriting, small commercial or BOP experience strongly preferred
• Solid foundation in commercial P&C underwriting including BOP structure, class eligibility, basic coverage components, and risk assessment fundamentals
• Familiarity with ISO forms and standard policy language a strong plus
• Exposure to broker/agent distribution and the dynamics of a quote-and-bind platform helpful
• You're building toward broader underwriting authority and want to develop technically, not just maintain the status quo.

Platform-native. Equity: Meaningful equity participation as we want you to build with us, not just for us
Comprehensive health, dental, and vision; flexible PTO
At MGT, every underwriting decision matters - not just for the individual risk, but for the shape and quality of the book we're building. This role puts you at the center of that work, with direct exposure to a senior underwriting team, a modern technology platform, and a company that is growing fast.
Our Commitment to Diversity, Equity & Inclusion
At MGT, inclusion drives excellence and belonging sustains it. We believe diverse perspectives make us stronger, more innovative, and more connected to the people we serve. We value every voice, champion equity, and create space where all people can grow and succeed together.
We do not discriminate in employment opportunities or practices based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, marital status, military or veteran status, or any other status protected by applicable law.
We are committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application and employment process. If you need assistance or accommodations, please contact us at View email address on click.appcast.io Insurance reserves the right to modify, interpret, or apply this job description in any way the company deems appropriate.