Mortgage Banking Originator

At Suffolk Credit Union, we empower our members and strengthen our community by promoting financial wellness, transparency, and respect. Join us to enjoy comprehensive benefits, including health plans, 401(k) matching, and support for work-life balance, along with employee engagement activities and opportunities for community involvement. Role Overview:The Mortgage Originator builds relationships with referral sources and Suffolk members while promoting Credit Union lending products. This role assesses borrowers' financial needs, explains loan options, completes applications, collects documentation, and coordinates with all parties throughout the mortgage process. The position ensures excellent member service and compliance with lending programs and all federal and state regulations, including Fair Lending, and requires travel among the Credit Union's 10 branch locations as needed. This position also offers a performance-based incentive program, providing the opportunity to increase total compensation through mortgage production, relationship development, and successfully guiding members through the home financing process. Our incentive structure recognizes and rewards strong performance, giving motivated professionals the opportunity to maximize their income while helping members achieve one of life's most important financial milestones, homeownership.

Prospect new mortgage and consumer loan opportunities.

Communicate with members and eligible non-members via walk-ins, phone, and referrals regarding real estate loans.

Conduct borrower interviews to determine the most suitable mortgage product based on individual needs.

Accept, review, and process loan applications, ensuring all required documentation is collected.

Submit complete loan applications through the Loan Origination System (LOS).

Use Suffolk Credit Union and vendor resources to provide accurate loan program and policy information.

Coordinate with management, processors, and underwriters to ensure timely document submission and loan condition fulfillment.

Achieve production goals and complete all required Mortgage Loan Originator training while maintaining knowledge of LOS, Core banking systems and consumer lending programs.

Minimum one year of residential mortgage origination experience.

Strong understanding of mortgage processing, underwriting, and closing procedures.

Strong computer skills, including Microsoft applications and database systems.

Strong analytical, communication, and interpersonal skills with the ability to interpret financial data and present lending options.

Suffolk Credit Union provides equal employment opportunities to all applicants and prohibits discrimination of any type on the basis of actual or perceived race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth and pregnancy-related conditions), gender identity or expression (including transgender status), sexual orientation, marital status, military service and veteran status, physical or mental disability, genetic information or any other characteristic protected by applicable federal, state or local laws.

Compensation for employees is generally offered within the range of the minimum to midpoint of the posted salary scale, based on qualifications, internal pay equity, and the budget for the position.