Mortgage Originator, Full Time

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Full Time Professional MT. VERNON OFFICE, Mount Vernon, IN, US

Mortgage Loan Originator

Liberty FCU, a full-service credit union, is currently seeking applicants to fill a Mortgage Loan Originator role at the Mt. Vernon office located at 405 E 4th Street, Mt Vernon, IN 47620. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop outside business to drive loan volume is required. Experience with mortgage loan sales is required.

Duties and Responsibilities

Duties and responsibilities include but are not limited to the following:

Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.

Evaluate credit of prospective borrowers for qualification purposes.

Diligently pursue leads provided.

Contact prospective borrower leads via telephone, email, or face to face.

Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.

Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.

Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.

Maintain knowledge of available loan products, processing procedures and underwriting guidelines.

Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications

Bachelor's degree preferred.

2-3 years of mortgage origination experience is preferred.

Excellent communication skills to talk to clients about loan particulars and their personal financial details.

Excellent mathematical and statistical analysis ability.

A sound knowledge of the terms and conditions of different kinds of loans.

Strong logical thinking.

Ability to keep updated on new loan reforms and laws.

Ability to obtain federal registration/NMLS.

Benefits and Compensation

Incentive opportunities

Paid Holidays

Paid Time Off (Vacation, Sick and Personal Days)

Medical, Dental and Vision Insurance

401(k) retirement program with matching funds

Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance

Tuition Reimbursement Program

Reporting Relationships

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.

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