Sales Underwriter

This role serves as a point of contact for sales teams and assigned customers, delivering insights and recommendations to aid customer acquisition and retention while maintaining performance goals. The incumbent analyzes data such as type of industry, financial condition, and other characteristics to assess risk for a book of business consisting of standard small and mid‑sized clients in conformance with established underwriting policies, practices, and standards. The incumbent will collaborate with cross‑functional team members on client‑level quotes and function as a trusted advisor by providing financial and risk management support to sales as well as strategic insight.

Work with the sales team and underwriting peers and leaders to manage a portfolio of clients, including all rating methods and owning the underwriting engagement from initial identification through documentation of final sold‑contract details.

Clearly communicate underwriting’s position on the risk profile of each client.

Respond to questions and draw insights from quote details, client understanding, and regional insights to deliver the best possible recommendation to sales. Calculate rates utilizing company rating algorithms, adjusting accordingly to cover questionable claim patterns or unusual situations not otherwise contemplated within the standard formula.

Assess risk by looking at various risk measures such as risk scores, demographic analysis, and turnover considerations.

Perform administrative tasks and aide in workload coordination.

Bachelor’s degree in Mathematics, Actuarial Science, Finance, Business, Computer Science, Science, Technology, or other quantitative analysis discipline or relevant experience as determined by the company in lieu of a bachelor’s degree

2 years of relevant underwriting, risk management, or actuary experience applying advanced mathematics or quantitative analysis

1 year of health care underwriting, risk management, actuary work, or applying advanced mathematics

Understanding of health products, services, risk assessment and techniques

Travel Requirement: 0% - 25%

Position Type: Office‑based

Travel regularly from the office to various work sites or from site‑to‑site: Works primarily out‑of‑the office selling products/services (sales employees): Physical work site required : Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on any category protected by applicable federal, state, or local law.

#