Loan Originator/Processor

Loan ProcessorCrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.Position Overview:The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.Verify that an application is complete and accurate; Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan.Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.Manage pipeline by completing and submitting reports within allotted turn-around times.Document all communication related to the loan application in the conversation log.Train and assist supervision of new Loan Processors and other processing personnel.Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.Available to work varying hours and overtime if needed.Qualifications and Skills:High School Diploma or equivalent.Minimum of 5 years' residential mortgage processing experience.Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.Knowledge of DU, LP, Microsoft Office, and Windows.CrossCountry Mortgage, LLC offers MORE than a job, we offer a career.