Software Engineering - Finance Technology

Software Engineer II

As a Software Engineer II within NextGear Capital, you will help build and evolve the systems, applications, and digital capabilities that power one of the automotive industry's leading inventory finance businesses. Working as part of a collaborative product and engineering team, you'll contribute to solutions that support critical business operations, improve customer experiences, and enable the next generation of technology-driven innovation across the organization. You will work closely with product managers, architects, engineers, and business stakeholders to design, build, test, and deliver high-quality software that creates measurable value for our customers and internal teams.

At NextGear Capital, AI-assisted software development is becoming a foundational part of how we build products. As a member of the team, you'll leverage modern AI tools and development practices throughout the software development lifecycle to accelerate delivery, improve quality, and enhance collaboration. Success in this role requires both strong engineering fundamentals and the ability to thoughtfully apply AI-enabled workflows while maintaining ownership of design decisions, code quality, security, and overall solution outcomes. You'll have the opportunity to contribute across the full stack, participate in technical design discussions, collaborate on product strategy and delivery, and help shape how modern software engineering practices evolve within a business that is actively investing in innovation, automation, and AI-driven transformation.

Collaborate with AI agents and tools to build, test, and deploy software across the SDLC, providing proper contextual inputs to improve AI understanding and ownership of output quality

Engage in design and development discussions, helping the team conceptualize desired outcomes from a software engineering perspective

Develop and implement unit and system tests for integral code paths, ensuring adherence to secure coding practices at all times

Provide technical support, including troubleshooting and enhancement, for existing and new features within application and system structures

Document processes to capture best practices, applicable methodologies, and repeatability going forward

Working Software, Every Sprint: Produce working software each sprint that meets the definition of done, delivers expected value, and stays within constraints defined by engineering leadership

AI Fluency: Maintain effective AI-augmented workflows that measurably improve speed and quality. Quality Solutions: Deliver maintainable, testable, and performant software that leverages existing patterns and meets client needs, with solution complexity understood well enough to produce consistent, meaningful estimates

Bachelor's degree in a related discipline and 2 years' experience in a related field. or 14 years' experience in a related field

AI-Augmented Mindset: Consistent, effective use of AI coding assistants (GitHub Copilot, Claude, Cursor, etc.) You provide strong context, iterate on outputs, and critically evaluate quality and correctness rather than accepting output as-is. Full Stack Proficiency: a backend framework such as Java/Spring Boot, a frontend framework such as React, and SQL/relational data modeling), with depth in at least one layer

Cox Automotive does not currently administer a pre-employment drug test for marijuana for this position. However, we are a drug-free workplace, so the possession, use or being under the influence of drugs illegal under federal or state law during work hours, on company property and/or in company vehicles is prohibited.

seven paid holidays throughout the calendar year; Through groundbreaking technology and a commitment to stellar experiences for drivers and dealers alike, Cox Automotive employees are transforming the way the world buys, owns, sells – or simply uses – cars. Cox Automotive employees get to work on iconic consumer brands like Autotrader and Kelley Blue Book and industry-leading dealer-facing companies like vAuto and Manheim, all while enjoying the people-centered atmosphere that is central to our life at Cox. Benefits of working at Cox may include health care insurance (medical, dental, vision), retirement planning (401(k)), and paid days off (sick leave, parental leave, flexible vacation/wellness days, and/or PTO). Cox is an Equal Employment Opportunity employer – All qualified applicants/employees will receive consideration for employment without regard to that individual's age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law. Cox provides reasonable accommodations when requested by a qualified applicant or employee with disability, unless such accommodations would cause an undue hardship.EOE, including disability/vets