Mortgage Originator, Full Time

The underwriter reviews applications to ensure the loan information is complete and meets all GreenState lending policy guidelines and regulatory guidelines. The underwriter is responsible for the approval and denial of all loan applications submitted based on his/her lending authority.
At GreenState, our purpose is to create lasting value for our members, our communities, and one another. We empower our teams to create opportunities that strengthen financial well-being, transform lives, and enhance the vitality of the communities we serve. We know our success—now and in the future—is deeply rooted in fostering an engaging, diverse, and inclusive workplace where everyone knows they matter, their work makes an impact, and their everyday commitment to living our values is what brings our mission to life.
Adheres to the Credit Union's core values and Service Standards in conducting GreenState's mission and vision.
Within Mortgage Department Standards:
Reviews loan documentation for all first mortgage loans to ensure the loan information is complete and condition files accordingly to meet all GreenState and secondary market lending guidelines.
Responsible for the accurate decisioning of submitted mortgage loan applications following GreenState portfolio, and secondary market guidelines and procedures and investor overlays as applicable.
Responsible for ensuring the quality of the loans and that they are in compliance with state/federal and investor regulations and guidelines and within GreenState policies and procedures.
Works with mortgage post- closing department when necessary to ensure final documentation is received by the investors in a timely manner.
Responds to Quality control findings to resolve deficiencies.
Two or more years mortgage underwriting experience preferred or Five or more years of experience in a mortgage loan support role involving knowledge of approval and guideline processes.
Ability, availability and willingness to work flexible hours to accomplish workload during periods of peak demand.
Ability to prioritize, organize, and process tasks accurately and efficiently to manage pipeline.
Ability to work with multiple priorities to meet turn times and maintain control in high stress situations to ensure quality service levels.
Knowledge of procedures, forms, secondary market guidelines and regulations as they relate to mortgage lending.
Ability to use a personal computer and related software including Word, Excel, and mortgage loan origination system; and ability to use mortgage loan financial calculators.
This position reports to the Director Mortgage Underwriting.
This position is not responsible for the supervision of others.
GreenState Credit Union is an EEO/AA Employer. We strongly encourage all individuals to apply for openings with the credit union.#Join our Talent Community and share where your passion lies. Software Powered by ICIMS (
Employment ClassificationExempt Full-Time