Mortgage Closer / Full-Time

Mortgage Loan Closer - Hybrid Position (Orange County, CA)

CA, USA

JOB RESPONSIBILITIES & DUTIES:

Audit file for completeness and accuracy to ensure compliance with underwriting guidelines.
Prepare CD, and balance signing dates and figures with closing agent.
Prepare loan documents and ensure state guideline are met, fees are accurate.
Confirm all prior-to-doc conditions are met and signed off by appropriate parties before releasing loan documents
Prepare loan documents and ensure closing package is complete, fees accurate and fully compliant.
Review signed closing package for accuracy
Ensure all prior-to-funding conditions are met and properly signed off
Coordinate closings with settlement agents
Approve closing agent's settlement statement
Responsible for preparing and verifying final funding figures
Prepare wire request for funding and provide settlement agent with funding authorization
Post-closing duties include confirming recording/disbursement file, curing post-closing deficiencies, reconciling final settlement statement and preparing post- closing CD, if needed
Required Skills/Abilities:

Thorough knowledge of TRID and RESPA LE/CD requirements
Strong aptitude for detail, accuracy and organization
Ability to prioritize and multi-task with ease
Excellent interpersonal, written and verbal communication skills
Conventional and Government loan experience required
Encompass Experience a plus
Qualifications:

High School Degree
Minimum of two (2) years recent residential closing/funding experience