Underwriter - Work from Home

Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt. You don’t have to take our word for it: The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc., In case you need any more convincing, we also provide competitive compensation, healthcare coverage, generous PTO, a meaningful equity package, and a strong culture with plenty of opportunities for team-building and camaraderie.

As an Underwriter, you'll play a critical role in Hometap's home equity investment process, making recommendations on both the homes and the homeowners we work with. You'll analyze a broad set of home and homeowner information to assess the risk profile of each application and make investment eligibility recommendations against the standards in our underwriting guidelines. Work closely with our Sales and Processing teams to review homeowner applications quickly and accurately

Evaluate applicant and property information against our underwriting criteria, confirm the application is complete, and make informed investment recommendations

Flag applications that raise concerns around completeness or risk

Determine eligibility amounts based on your analysis of applicant and property information

Collaborate with a cross-functional team of Sales and Operations associates to complete each application review

Sharp attention to detail in a fast-paced environment, including strong proofreading and fact-checking skills

Bachelor's degree preferred, ideally in business, finance, or a related field

The base salary for this role is $75,000 with additional earning potential through a performance-based monthly incentive. You’ll also receive meaningful equity, giving you a real stake in the company’s growth and success. We offer generous medical, dental, and vision coverage, a work-from-home-stipend, parental leave, and plenty of paid time off to recharge.

Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.

We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status.