Underwriter Position Full Time Insurance

RT Specialty, a division of Ryan Specialty, is a leading wholesale distributor of specialty insurance products and services. Our experienced brokers are specialized in property, casualty, professional lines, transportation and workers’ compensation, providing creative solutions to retail brokerage firms. This is an excellent opportunity for an early-career underwriting professional who is looking to build expertise within binding authority while working alongside a collaborative, high-performing team.

This role combines analytical underwriting, relationship management, and portfolio development, providing exposure to a wide range of risks while offering opportunities for continued professional growth.

We value individuals who can work independently, take ownership of their responsibilities, and contribute to a culture that balances strong performance with a family-oriented environment.

Location: This role will be a hybrid opportunity out of our San Francisco office (44 Montgomery Street Suite 2000 San Francisco, CA 94104) What will your job entail?

Evaluate submissions and risk exposures to determine appropriate pricing, terms, and coverage solutions.

Analyze property and real estate-related risks and apply sound underwriting judgment to support profitable outcomes.

Coordinate policy issuance and endorsement processing in a timely manner.

Order and review inspections, loss information, and underwriting reports to assess risk quality.

Manage an established renewal portfolio, with opportunities to expand into larger accounts

Collaborate with underwriting and cross-functional teams to deliver solutions for complex risks.

Ensure underwriting decisions comply with company guidelines, regulatory requirements, and authority levels.

Building strong broker and agency relationships.

Meeting service level expectations for quotes, renewals, and policy processing.

Maintaining high-quality underwriting files and documentation.

Bachelor's degree preferred; 1+ years of commercial insurance underwriting experience.

• Exposure to property and/or real estate-related risks.
• Understanding of commercial insurance fundamentals, policy forms, coverage analysis, and underwriting principles.
• Strong relationship-building skills and a customer-focused mindset.

Knowledge of property-focused insurance products and real estate exposures.

CPCU, CIC, or progress toward professional insurance designations.

Exposure to property and real estate risks across a diverse portfolio.

Hybrid work flexibility in San Francisco.

We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $78,750.00 - $80,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.