Lead Underwriter (Cyber Insurance)

Tokio Marine HCC (TMHCC) brings 50 years of service to the specialty insurance industry, today offering over 100 products to commercial customers in 180 countries around the world. Every policy we write is special, enabling our clients to do amazing things. From insuring the crops that feed us to the rock concerts that entertain us, to rescuing international travelers in trouble.

Organic growth and over 60 successful acquisitions have grown our 2023 Gross Written Premium (GWP) to over $7.5 Billion. Our workforce has grown to 4,300 worldwide … big, but not so big that you cannot make a difference. Our Good Company values, including integrity, empowerment, and commitment to customer service, and a culture of innovation, communication, and collaboration make TMHCC a great place to work.

Under limited supervision, underwrite new and renewal Cyber and Tech E&O business with accountability for profitable growth, broker engagement, and disciplined portfolio management. This role evaluates complex cyber exposures, delivers timely and market-facing underwriting decisions, and partners cross-functionally with distribution, product, claims, actuarial, risk management, and operations to drive strong underwriting performance and service outcomes. The Senior Underwriter serves as a trusted resource and advisor to brokers and clients by combining sound underwriting judgment with a clear understanding of the evolving cyber threat landscape.

Evaluate risks for acceptability within established underwriting guidelines.

Develop, manage, and deepen broker relationships to drive submission flow, grow target distribution partners, and position TMHCC as a preferred market in the cyber space. Act within scope of authority and consistent with company and corporate objectives, guidelines, policies and practices.

Identify attractive target risks and proactively source opportunities within assigned territories, industry segments, and distribution channels.

Partner with brokers to understand evolving cyber exposures and articulate TMHCC’s appetite, differentiators, risk management and service expectations. Communicate and provide instruction and information to Administrative Supervisor and/or Underwriting Assistants, as required, for issuing policies and endorsements.

Provide guidance to Administrative Supervisor and/or underwriting assistants and less experienced underwriters on account handling, documentation, service expectations, and workflow prioritization.

Stay current on cyber threat trends, market conditions, form and wording developments, legal and regulatory issues, and emerging technologies that impact underwriting strategy.

Pursue educational classes such as Chartered Property & Casualty Underwriter (CPCU) and/or Registered Professional Liability Underwriter (RPLU), as agreed upon with management.

Planning

Review activities, results, and recommendations with management and clients as appropriate.

Cost Management

Business Controls and Policies

Comply with all corporate policies and procedures.

Report any breakdown in controls to management.

People Management

No people management responsibility but may provide guidance to less experienced employees

4 Year Bachelor’s Degree Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience

Required: Studies toward attaining a Registered Professional Liability Underwriter (RPLU), Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Certified Insurance Counselor (CIC) or equivalent insurance designation depending on specialty area

Preferred: state-specific insurance license depending on specialty area

Knowledge of forms, procedures and insurance terminology

Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures and/or government insurance regulations

demonstrated ability to manage multiple tasks simultaneously

Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company’s business to proactively respond to changing business environment

Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word)

Tokio Marine HCC is an equal opportunity employer that values diversity and inclusion. We offer competitive compensation, comprehensive benefits, and professional growth opportunities within a global organization.

The hired applicant will be offered pay within the entire range based on the candidate’s geographic location, qualifications, work experience, education, and/or skill level. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of color, race, sex, national origin, sexual orientation, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws.

California Use CA Fair Chance language.

The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC 1033(e)), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.

#J-18808-Ljbffr Tokio Marine HCC - Cyber & Professional Lines Group