Realtors/Mortgage Professionals

Mortgage Loan OfficerAt Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.Primary ResponsibilitiesCompletes mortgage applications for submission to the loan processing and underwriting departmentsEvaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit historyMaintains contact with loan customer, communicating progress of loan and obtaining any required documentationStructures loan to comply with acceptable lending practices and Federal regulationsEstablishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contactAnswers customer calls and walk-in customers to discuss various loan products and qualification informationMakes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing businessCross-sells other bank products and servicesReads surveys and appraisals, and takes necessary steps to correct encroachments and violationsMay participate in networking through professional, business and community organizations and activities to promote and market loan productsThis position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.Actual compensation will vary based on associate's location, performance, and production.This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). RequirementsHigh School Diploma or GEDOne (1) year of mortgage lending experience with proven mortgage productionAbundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial plannersPreferencesBachelor's degreePrior Mortgage Loan Officer experienceSkills and CompetenciesGood organizational skillsKnowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.Knowledgeable on agency and investor regulations and guidelinesMust be able to build and maintain internal and external relationships to deliver high levels of serviceMust be able to multi-task competing priorities and meet tight deadlinesProficient in Microsoft Office productsSales acumenStrong written and verbal communication skillsPositions may be available in other cities within KentuckyPreferred :Mortgage Loan Officers with a minimum of $1M per month average proven production volumeCurrent mortgage origination experiencePosition TypeFull timeIncentive Pay Plans:This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.Position TypeFull timeBenefits InformationPaid Vacation/Sick Time401K with Company MatchMedical, Dental and Vision BenefitsDisability BenefitsHealth Savings AccountFlexible Spending AccountLife InsuranceParental LeaveEmployee Assistance ProgramAssociate Volunteer ProgramPlease note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please visit DetailsLocation: Paducah, KentuckyEqual Opportunity Employer/including Disabled/Veterans