Remote Loan Processor

The Outside Loan Officer’s primary role is to source, qualify and originate mortgage loans by working primarily outside the Company’s offices to solicit and obtain business from referral sources such as realtors, builders, financial service providers and others as well as borrowers directly.
Uphold the integrity of the brand.
Monitor loan pipeline through Lenders Office.
Ensure compliance with all government and regulatory requirements.
Loan Officer shall determine his or her hours of work.
Loan Officers are not required to work any specific number of hours per week and when you do work it is at your discretion.
Take information from the prospective borrower and complete the loan application form.
Analyze the prospective borrower’s income and debt and pre-qualify the prospective borrower to determine the maximum mortgage amount that the prospective borrower can afford.
Educate the prospective borrower in the home buying and financing process, advise about different types of loan products available and demonstrate how closing costs and monthly payments could vary under each product.
Maintain regular contact with the borrower, realtors and the Company between the time of the application and closing to apprise them of the status of the application and gather any additional information.
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process.
Order in-file credit report when required by the Company.
Attend the closing of the mortgage loan, if requested by the company.
Able to comply with the policies and procedures outlined in the Company handbook.
Able to comply with the policies and procedures outlined in the Company Handbook.
Two (2) years prior mortgage or mortgage banking experience.
Reliable transportation, valid driver’s license and current automotive insurance.
Ability to work under pressure and meet deadlines with minimal supervision.
Excellent phone and service skills.
Develop and maintain relationships within the real estate community.
Travel
~ As-needed travel internationally between United States and Mexico to meet business needs.

Language
~ English preferred, Bi-Lingual (English/Spanish) desired.

Panorama Mortgage Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, physical or mental disability, protected veteran status, or any other characteristic protected by applicable federal, state law.
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