Full Time Loan Processor I

Affidian Credit Union is looking for an experienced Consumer Lender to process and close loans at their Aurora location. We are an established, strong organization looking for someone who enjoys helping others and building relationships. We offer a comprehensive health insurance package, competitive salary, generous PTO plan, paid holidays, and eligibility for participation in a 401 K retirement program. The pay rate is from $24.00 to $36.00 per hour and will commensurate with experience. The Credit Union promotes from within, there is an opportunity for growth and advancement.
This position is located at the Credit Union's Denver Branch, 992 Potomac Circle, Aurora, CO 80011. This is a full-time, in-office, position. Working hours are Monday - Friday from 8:00 am to 5:00 pm with an occasional start time of 7:00 am.
To provide cross-selling and service delivery at the highest level, while promoting lending products to meet Credit Union goals and objectives. Perform with an emphasis on quality underwriting and low delinquency. Provides training, assistance, and direction to less experienced lenders.
Interviews and assists applicants applying for consumer loans and prepares all appropriate documents.
Evaluate applications, debt ratios, and credit, and either approve or deny loans within the limits of authority delegated. May also refer applications to the internal loan committee. Review, decision, and book indirect auto loans and other third-party loans.
Accurately input and maintain member loan/account information on a computer system.
Assist in training of lending and branch staff.
Perform other related duties, including special projects as required or requested.
Must have a thorough understanding of AML/BSA/REG B/TRUTH IN LENDING regulations to ensure self-compliance in carrying out related policies and procedures and filling out proper reports in a timely and accurate method.
Performance Standards:
Adhere to all Credit Union Policies and Procedures including compliance with directives and expectations in the Affidian Employee Handbook.
Provide courteous, friendly, timely, and professional service to all members and co-workers, using all the established CORE VALUES of the Credit Union.
Maintain a professional work environment and personal appearance.
Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Two or more years experience as a consumer loan officer with underwriting authority.
The equivalent of a high school education or completion of specialized courses of study at a business or trade school.
A demonstrated knowledge of loan documentation, credit granting criteria, proper collecting guidelines, and interest rates is necessary.
Experience conducting credit research and related interviews.

Essential duties are performed in a general office work environment and regularly require sitting at a workstation or desk while completing paperwork or using a computer, calculator, copier, fax machine, and other office machines and equipment. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.