Mortgage Originator, Full Time
$32 - $38 per hourPassumpsic Savings Bank
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Mortgage Loan Underwriter
Full Time, Chesterfield, NH, US
Salary Range: $32.00 To $38.00 Hourly
Northeast Home Loan is looking for a bright, energetic individual with loan processing experience to join their team as a Mortgage Loan Underwriter.
Receives and reviews loan applications from loan agents to ensure all necessary forms are accurate and complete; Acts as a regular, direct contact with the Loan Originator, Underwriters, team members, MI companies, and appraisers to include responding to inquiries, requesting and obtaining information, providing updates and resolution of issues as related to the processing of the application.
Underwrites the file in accordance with investor guidelines for conventional, portfolio, state housing agencies, jumbo, and government loan programs.
Verifies all state, federal, state housing, and government disclosures are completed and signed.
Completes and reviews fraud reports on loan files as applicable.
Orders verifications as required, reviews documents received for compliance with investor requirements, and follows up with originator as appropriate.
Prepares completed package for submission to mortgage insurance companies, state housing agencies, Rural Development, and other investors as necessary.
Assists with the training of new Mortgage loan processors and cross training of existing staff.
Assists Shipping with suspended files for underwriting deficiencies.
Responds to Manager regarding monthly QC Audit findings and investor audit findings.
Actively supports the service quality initiative established by the Company to provide flexible, caring, knowledgeable, responsive, accurate and timely service.
Minimum of 3-5 years of Mortgage Underwriting Experience.
State housing experience.
VA SAR approval or qualify to complete SAR training.
J-18808-Ljbffr Passumpsic Savings Bank
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