Senior Underwriter (FULL-TIME)

Farm Family Farm Family specializes in farm and ranch protection with a wide range of products including flexible farm packages, business owner policies, commercial package, workers compensation, commercial auto and select personal auto coverage. Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is pursuing growth across the U.The Farm Family entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.

The Senior Commercial Underwriteris responsible forindependently evaluating, underwriting, and managing complex commercial insurance risks in alignment with company underwriting guidelines, appetite, and profitabilityobjectives. This roleappliesadvanced technicalexpertise, sound judgment, and market awareness to assess risk quality, determineappropriate coverageterms and pricing, and drive disciplined growth within an assigned portfolio. The Senior Underwriter serves as a trusted resource to agents and internal partners, provides guidance on unusual or higherhazard accounts, and supports underwriting consistency through mentoring, collaboration, and adherence to regulatory and company standards.
Review and assess new business, renewals, endorsements, and cancellations across applicable commercial lines of business.

• Applyappropriate classifications, coverage forms, endorsements, deductibles, and limits based on exposure analysis
• Ensure policy terms, conditions, and pricingcomplieswithfiled rates, rules, state regulations, and company standards.
• Document underwriting decisions clearly and thoroughly in underwriting systems.
• Maintain accuracy and quality of policy documentation and underwriting records.
• Assesses alternative ways to make a risk acceptable independently and will often mentor other UW levels on advanced or complex risks.
• Serves as the underwriting representative for assigned territory.
• Associate or bachelor'sdegree preferred but not required.Six to eight years of underwriting experience, or equivalent P&C industry and/or Farming or Commercial industry knowledge.
• Strong knowledge of commercialcoverages, policy forms, endorsements, and ratingmethodology.
• Ability toidentifycoverage gaps, emerging risks, and portfolio trends.
• The position requires physical presence inthe companyoffice on a full-time basis.

We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.