Underwriter Position Full Time Insurance

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Full Time Professional Main Office, Lake Charles, LA, US

First Federal Bank of Louisiana is a full-service, locally owned community bank that has helped build the communities we serve for over 75 years. With over one billion dollars in assets and 16 offices currently serving multiple parishes across Southwest and Central Louisiana, we are proud to offer our customers comprehensive retail and commercial products as well as investment services to meet all of their financial needs. Empowering people and places to realize and attain their dreams is what our community-first banking is all about, and that’s what our team strives to do in the communities we serve each and every day. Member FDIC, Equal Housing Lender.

In conjunction with loan officers, approves or denies mortgage loans through the evaluation of mortgage applications.

Reviews real estate applications according to FannieMae (FNMA), FHA, VA, Rural Housing (RH), Private Mortgage Insurance (PMI), Secondary Market, Special Programs and Bank guidelines, to determine credit worthiness of loan applicants

enters data in appropriate systems/databases, if necessary and as required by regulation

Prepares exception sheets, evaluation analysis, loan submission sheets, etc., Submits documentation for Private Mortgage Insurance (PMI) approval

Submits documentation to USDA Rural Housing (RH) and loan information for RHapproval

Reviews tax transcripts for borrowers on all secondary market loans

Orders Certificate of Eligibility for veterans on all VA loans using the VA Online Portal

Obtains VA LoanGuarantee on all VA loans using the VA Online Portal

Compliance training is assigned to all Bank personnel based on their position with the Bank. Employees are required to complete all assigned training timely and in accordance with Bank policy.

Associate's degree or equivalent from a two (2) year college or technical school in a business-related field

Minimum of two (2) years related loan underwriting or processing experience with a financial institution

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The employment policy of First Federal Bank and its subsidiaries is to provide an equal employment opportunity for all employees and job applicants without regard to race, color, religion, sex, national origin, age, individuals with disabilities, protected veteran status, sexual orientation, gender identity, genetic information, or any other legally protected characteristics or activities in accordance with applicable laws.

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