Senior Health Insurance Underwriter

Senior UnderwriterJoin Priority Health as a Senior Underwriter and play a key role in shaping the financial success of our Large Group Commercial business. In this role, you'll apply your expertise in healthcare underwriting to assess risk, analyze data, and develop competitive pricing strategies that align with business objectives. You will collaborate with internal teams and external partners to ensure sound underwriting decisions while maintaining compliance with regulatory standards. If you have a strong background in health insurance underwriting and a passion for driving financial sustainability in the healthcare industry, we invite you to be part of our growing team!Job SummaryAssess and calculate the financial responsible and marketable premium rates for current and prospective group accounts. Assure that fully insured rates are calculated correctly and that customer needs are met.Essential Functions• Accurately analyze employer's risk profile and develop rates on fully-insured prospective and renewal accounts within our approved community rating guidelines. Maintain on a consistent basis, renewal and prospective account files that assist the underwriters in the accurate development of premium rates.• Run reports (P&Ls, In and out of Network reports) and investigate high claim issues for our group customers.• Promote discussion and resolution of customer pricing issues. Maintain, on a consistent basis, renewal and prospective account files that assist underwriters in the accurate development of premium rates.• Provide necessary technical assistance and consultation in the communication of administrative fees, premium rates and financial exhibits.• Coordinate self-funded proposal and renewal requests with insurance carriers in a timely fashion. Analyze stop loss proposals and prepare easily understood financial exhibits which highlight benefits options, cost savings and projected fixed and claim costs.• Effectively implement the administrative fee of the new and renewal proposals to maintain a competitive market position and meet PHMB revenue guidelines.• Provide necessary technical assistance in the communication of the administration fees, premium rates and financial exhibits.• QualificationsRequired:• Bachelor's Degree or equivalent• 5 years of experience in underwriting typically gained through skills/knowledge/abilities in related fieldPreferred:• Healthcare Experience• Provider based carrier experienceAbout Corewell HealthAs a team member at Corewell Health, you will play an essential role in delivering personalized health care to our patients, members and our communities. How Corewell Health Cares For You• Comprehensive benefits package to meet your financial, health, and work/life balance goals.• On-demand pay program powered by Payactiv• Discounts directory with deals on the things that matter to you, like restaurants, phone plans, spas, and more!• Optional identity theft protection, home and auto insurance• Traditional and Roth retirement options with service contribution and match savingsEligibility for benefits is determined by employment type and statusPrimary LocationSITE - Priority Health - 1241 E Beltline Ave NE - Grand RapidsDepartment NameUnderwriting East - PH Managed BenefitsEmployment TypeFull timeShiftDay (United States of America)Weekly Scheduled Hours40Hours of Work8 a.m. - Days WorkedMonday to FridayWeekend FrequencyN/ACURRENT COREWELL HEALTH TEAM MEMBERS – Please apply through Find Jobs from your Workday team member account. This career site is for Non-Corewell Health team members only.Corewell Health is committed to providing a safe environment for our team members, patients, visitors, and community. We require a drug-free workplace and require team members to comply with the MMR, Varicella, Tdap, and Influenza vaccine requirement if in an on-site or hybrid workplace category. We are committed to supporting prospective team members who require reasonable accommodations to participate in the job application process, to perform the essential functions of a job, or to enjoy equal benefits and privileges of employment due to a disability, pregnancy, or sincerely held religious belief.Corewell Health grants equal employment opportunity to all qualified persons without regard to race, color, national origin, sex, disability, age, religion, genetic information, marital status, height, weight, gender, pregnancy, sexual orientation, gender identity or expression, veteran status, or any other legally protected category.As a health system, we advocate for equity as we care for our patients, our communities, and each other. From workshops that develop cultural intelligence, to our inclusion resource groups for people to find community and empowerment at work, we are dedicated to ongoing resources that advance our values of diversity, equity, and inclusion in all that we do. You may request assistance in completing the application process by calling View phone number on click.appcast.io.