Realtors/Mortgage Professionals

Serving Others. Our member-centric approach empowers our team members to build lasting relationships with the businesses, families, and communities we serve, leading to opportunities and bright futures for our dedicated mortgage professionals.
We encourage professional and personal development and embrace a culture that celebrates and promotes the diverse talents, backgrounds, and perspectives of our colleagues and members.
Join us at TowneBank Mortgage!
About Us: Inspired by our hometown roots, TowneBank Mortgage is committed to providing our borrowers with a personalized mortgage experience. TowneBank Mortgage provides the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
This position is primarily responsible for originating Mortgage loans in compliance with company and regulatory policy.

Provides service to applicants and prospective customers seeking home loan, including interviewing, pre-qualification and pre-approval.
Completes application and gathers supporting documentation.
Reviews and completes regulatory disclosures with customer.
Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer.
Collects required application fees.
Inputs application data into Loan Origination Software (LOS).
Utilizes automated underwriting systems (AUS) to obtain credit recommendations.
Communicates with customers, both internal and external, regarding the status of the loan and relays information to all interested parties.
Manages your pipeline of loans to verify accuracy of the current loan status.
Acknowledges and abides by TowneBank Mortgage Policies and Procedures.
Participates in TowneBank, TowneBank Mortgage, and area association events.
If in one of our joint ventures, actively participates in all aspects of the Real Estate Office sales meetings and office functions.
Prepares Mortgage Minutes for presentation at each sales meeting.
Provides on-going training for the real estate agents (lunch and learns).
Represents the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities.
Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA).
The compensation paid for this position is strictly commission based with a draw against those commissions. Commission amount payable is dependent on personal production.

Has a High School Diploma or equivalent
High degree of personal integrity
Bonus Points If You Have:
Working knowledge of Microsoft Office products
Working knowledge of Encompass origination software
We offer a space where self-starters, problem solvers and entrepreneurial spirits excel.
Excellence in operations
Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation.
Not substantially exposed to adverse environmental conditions.
Reasonable accommodations may be made to enable individuals with disabilities to perform essential responsibilities. #mortgage #tbm

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities