Senior Underwriter (Life Insurance)

Old Republic Bitco is seeking a Senior Underwriter to join our regional office located in Dallas TX. As a respected specialty insurer with 11 branch offices across 10 states, OR Bitco delivers tailored insurance solutions to complex industries such as construction, forest products, and oil and gas. This position is open to a hybrid work arrangement, blending flexibility with meaningful in person collaboration.
We care deeply about our people, partners, and customers. Join the OR Bitco team and be part of a workplace built on collaboration, open communication, and a positive culture that supports growth and success. If you are passionate about operational excellence and ready to make a measurable impact within a growing, industry-leading organization, OR Bitco offers the platform and challenge you have been looking for.
We are seeking a skilled Commercial Underwriter to evaluate commercial insurance applications and drive profitable new and renewal business within an assigned agency territory. A solid understanding of marketing principles and their application in underwriting is essential.
In this role, you will play a key part in strengthening our portfolio by making sound underwriting decisions and fostering productive agency partnerships. You will also serve as a professional role model within the team, providing guidance and mentorship to less experienced underwriters.
Decides whether to accept, decline or modify applications or requests to sell an insurance policy and once sold, recognizing and evaluating exposure changes as they occur during a policy period and including an understanding of the company's target programs and coverage
Evaluates, quotes and negotiates prices on applications from new and renewal customers and requests for changes in policies which requires an understanding of statutory requirements, ISO, company and NCCI coverage forms and endorsements and commercial line reference manuals, including Best's Underwriting Guide
Travel as necessary to perform sales and marketing activities, maintain territory, attend meetings, or for other reasons deemed necessary to fulfill position requirements
Solicit new business and retain renewal business through effective presentations to agency and customer audiences
Manages and develops business in an assigned territory, including achieving profitable underwriting results, sales development and customer service functions
Formulates, plans and achieves sales budgets, with objectives to support business planning, for assigned accounts and territory, including setting and achieving premium and loss ratio goals, agency and prospecting calls and business forecasting
Working with a structured referral process, maintains, promotes and increases profitable sales from current and prospective customer accounts through, among other activities, regular agency visits, developing agency relationships and agency reviews
Makes decisions within stated levels of authority and company guidelines, seeks exceptions to guidelines as needed when supported by appropriate data
Identifies and takes appropriate action on changes in customer operations or financial conditions
Maintains and promotes profitable business relationships with current and prospective customer accounts, through effective marketing, sales and service efforts
Coordinates, promotes and markets claims, risk control and premium audit service plans to current and prospective customers
Maintains current knowledge of corporate, regulatory and competitive changes in lines of business written
Mentors and helps train less experienced underwriters; may help supervise some non-technical tasks and duties
Bachelor's Degree in Finance, Insurance, Risk Management, or other Business related field preferred; Field Underwriting - Construction experience required , Oil & Gas experience desired.
Underwriting New & Renewal Business - Determine pricing and understand commercial lines policy forms and coverages
Analyzing & Managing Exposures - Develop action plans to manage risks and changes during a policy period
External Sales - Cultivate new business while demonstrating retention of current customers through presentations to agencies and customers

Generous paid time off, plus 12 paid holidays annually

• Comprehensive health coverage, including medical, dental, and vision plans
• Additional protection through accident, critical illness, and hospital indemnity insurance
• Company-paid life insurance equal to 2× annual salary
• Company-paid short-term and long-term disability coverage
• Ongoing education, training, and professional development opportunities
• Support for industry certifications and insurance designations, including financial assistance
• Flexible scheduling with a two-hour window for start and end times within a 7.5-hour workday
• Opportunities to give back through corporate philanthropy and community service initiatives
• Optional benefits including travel, commuter, and pet insurance