Head of Business Risk

Employer: AMAZON.COM SERVICES LLC

Offered Position: Risk Manager III

Manage the lifecycle of complex cross-functional projects in support of significant business problem or partially defined/ambiguous strategy. Stay abreast of the developments in both internal Amazon policies/trends and external macro-economic environment and take proactive actions to mitigate risk and amend underwriting strategy granularly in segments where stress could be expected. Evaluate new data sources beyond the current data to assess if these provide a more complete picture of the potential borrower, use the data sources to slice the risk profile of Amazon customers and thereby enable expanding in low-risk segments while tightening underwriting in higher risk structurally unprofitable segments. Work with the portfolio risk analysts/managers to utilize and analyze data on past default cases to incorporate indicators to apply to future underwriting and manage loss rates. Support initiatives to drive growth in originations/revenue in partnership with product/business teams and track against the plan, proposing path to green where needed. Evaluate and negotiate contracts for third party data needed for improved underwriting. Define project scope and objectives, and drive improvements that are quantified with metrics. Partner with internal legal teams to fully understand and interpret the laws, regulations, and business policies, and program controls applicable to relevant org-level goals. Provide a long-term perspective and context for portfolio management related business and technology decisions, partnering with cross-functional teams to determine what projects move forward and in what priority order, increasing underwriting in low-risk profitable segments and reducing exposure to high-risk unprofitable segments. Bachelor's degree or foreign equivalent degree in Business Administration, Finance, Engineering, or a related field and four years of experience in the job offered or as a Program or Project Manager, or a related occupation. Must have one year of experience in the following skills: managing projects from design to implementation to meet regulatory requirements; and analyzing data utilizing Excel, Tableau, or SQL.

com is an Equal Opportunity-Affirmative Action Employer - Minority / Female / Disability / Veteran / Gender Identity / Sexual Orientation.

Dependent on the position offered, equity, sign-on payments, and other forms of compensation may be provided as part of a total compensation package, in addition to a full range of medical, financial, and/or other benefits. Bachelor's degree or foreign equivalent degree in Business Administration, Finance, Engineering, or a related field and four years of experience in the job offered or as a Program or Project Manager, or a related occupation. Must have one year of experience in the following skills: managing projects from design to implementation to meet regulatory requirements; and analyzing data utilizing Excel, Tableau, or SQL.#Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status.

Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit for more information.