Title Closer - Commercial Real Estate

ConnectOne Bank proves that putting people first is a better way to do business. At ConnectOne, were builders of businesses, communities, and equity. Most importantly, were building opportunities. ConnectOne is a growth organization by design; Founded in 2005 by an entrepreneur, we have grown into a high-performing commercial bank, inspiring a new model for our industrys future. By embracing technology and all the ways it can help us become a world-class service organization, we support small business owners by fueling their mission.
It is at the foundation of everything we do and the decisions we make. ConnectOne Bank is an Equal Housing and Equal Opportunity Lender, and a member of the Federal Deposit Insurance Corporation.
The Commercial Loan Closer is responsible for the integrity of loan closing, due diligence, documentation, funding, and booking review for assigned loans. The Closer ensures that loan structure and terms conform to the credit approval and bank policies, that all closing requirements have been satisfied, and that all exceptions are identified and appropriately mitigated. The position requires an understanding of policies and procedures as they relate to the lending function
Support the Banks People First focus and rules of engagementmaintaining a professional demeanor, working as an active member of the CNOB team, providing all clients excellent service, always striving to make CNOB A Better Place to Be.
Manage assigned pipeline and process approved loans for closing and funding of new money loans, renewals, extensions, and modifications of various types (e.g., Commercial Real Estate, Multifamily, Construction, C&I, Small Business, Participation & Syndications).
review of closing documents, completion of closing checklist; ensuring loan structure and terms conform to credit approval and bank policies, pre-closing conditions are satisfied, and exceptions are identified and appropriately mitigated).
Monitor loan closing pipeline, loan closing target dates, and deadlines; Perform quality assurance review of UCC/Federal/State/County preliminary lien searches, title commitments, flood search, appraisal, and environmental reports.
Perform quality assurance review of insurance certificates to confirm that satisfactory documentation and adequate coverage is in place prior to closing (e.g., property/hazard insurance, liability, builders risk, flood & contents).
Prepare in-house loan documents for certain new loans, modifications, renewals, and/or extensions via TruStage (doc-prep platform).
Perform quality assurance review of organizational documents to confirm compliance with Patriot Act and Beneficial Ownership requirements and identify authorized signers/principals.
Prepare tax and insurance escrow analysis as required; verify escrow amount to be collected at closing.
Prepare flow of funds (Closing Letter) for Bank Counsel (which includes wire breakdown, fees, etc.) Prepare booking sheet and facilitate the timely booking and funding of scheduled loan closings through Vikar (loan onboarding platform) and the Booking & Administration Team.
Perform quality assurance review confirming that all loans are closed without material, administrative or compliance exceptions.
Use judgment to make decisions that are aligned with bank policies and risk tolerance guidelines.
Proactively identify potential risks and adverse situations that may impact the banks interest; Superior knowledge of commercial loan documentation, title policies, appraisals, environmental assessments, and entity formation documents.
Knowledge of relevant Federal and State banking regulations
Knowledge of processing, underwriting and closing procedures / federal lending regulations governing real estate lending.
Familiarity with Bank security and safety practices.
Experience closing New York, New Jersey and Florida Construction Loans, Commercial Mortgages, Participations/Syndications, Lines of Credit and Term Loans.
Bonus Points For:

Working knowledge of Google applications and products
Working knowledge of nCino and TruStage platforms
World class health, vision, and dental benefits on day one

• Hybrid work from home (depending on role)
• Employee appreciation events (team building, softball games, food truck days, etc..)
• Employee assistance programs (EAP)
• Tuition reimbursement
• CNOB Community Service Events

.ConnectOne Bank is an equal opportunity employer and does not discriminate with respect to any term, condition or privilege of employment based on race, color, religion, sex, sexual orientation, gender identity or expression, age, disability, military or veteran status, marital status, or status of an individual in any group or class protected by applicable federal, state, or local law.
ConnectOne Bank also provides reasonable accommodations for qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local laws. If an accommodation is needed to participate in the job application or interview process, please contact Talent Acquisition.